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Metro FMR area · OH · HUD FY 2027

Dayton-Kettering-Beavercreek, OH Fair Market Rent

HUD’s FY 2027 Fair Market Rent for a 2-bedroom in the Dayton-Kettering-Beavercreek, OH area is $1,248 a month, 2% below the Ohio average and 29% below the U.S. average of $1,761. ZIP-level Small Area FMRs for its 88 ZIP codes range from $1,000 to $2,000.

  • $1,2482-bedroom FMR−$25 (−2.0%) vs FY 2026
  • $1,0081-bedroom FMRU.S.: $1,478
  • $49,920Income for a 2-bedroomat 30% of income
  • 816,080Residents3 counties

Can you afford the Fair Market Rent here?

Uses the common 30%-of-gross-income guideline. Results update as you type and stay in your browser.

Default: the income a 2-bedroom here needs at 30%.

Rent you can afford at 30% of income$1,248/month
2-bedroom Fair Market Rent and the income it needs
AreaFair Market RentIncome neededShare of your income
Dayton-Kettering-Beavercreek, OH FMR$1,248$49,920–
Ohio average$1,273$50,900–
U.S. average$1,761$70,432–
Dayton-Kettering-Beavercreek, OH Fair Market Rents, FY 2027 vs FY 2026
UnitDayton-Kettering-Beavercreek, OH FY 2027FY 2026ChangeOhio avgU.S. avgIncome needed
Studio$909$928−$19 (−2.0%)$948$1,379$36,360
1 bedroom$1,008$1,009−$1 (−0.1%)$1,027$1,478$40,320
2 bedrooms$1,248$1,273−$25 (−2.0%)$1,273$1,761$49,920
3 bedrooms$1,623$1,651−$28 (−1.7%)$1,603$2,266$64,920
4 bedrooms$1,774$1,817−$43 (−2.4%)$1,779$2,607$70,960

Counties in this FMR area

Counties in the Dayton-Kettering-Beavercreek, OH FMR area
CountyResidents in area
Greene County, OH169,688
Miami County, OH110,296
Montgomery County, OH536,096

Small Area FMRs by ZIP code

Small Area FMRs apply to Housing Choice Vouchers where HUD requires them or the housing authority opts in; otherwise the metro FMR above applies. The median ZIP’s 2-bedroom SAFMR is $1,230.

FY 2027 Small Area Fair Market Rents, Dayton-Kettering-Beavercreek, OH
ZIPStudio1BR2BR3BR4BR2BR vs FY 20262BR vs area FMR
43128$770$880$1,020$1,310$1,460+$40 (+4.1%)18% below
43153$1,120$1,210$1,470$1,770$2,020+$140 (+10.5%)18% above
45005$980$1,060$1,350$1,780$2,000+$60 (+4.7%)8% above
45042$930$1,000$1,280$1,680$1,900+$10 (+0.8%)3% above
45066$1,460$1,570$2,000$2,630$2,960+$30 (+1.5%)60% above
45068$1,270$1,360$1,740$2,280$2,580+$110 (+6.7%)39% above
45169$760$790$1,000$1,300$1,580+$30 (+3.1%)20% below
45301$1,290$1,430$1,770$2,300$2,510+$90 (+5.4%)42% above
45304$870$880$1,060$1,420$1,430+$20 (+1.9%)15% below
45305$1,100$1,220$1,510$1,960$2,150+$10 (+0.7%)21% above
45307$790$880$1,090$1,420$1,550+$20 (+1.9%)13% below
45308$870$910$1,100$1,470$1,520−$10 (−0.9%)12% below
45309$880$970$1,200$1,560$1,700−$30 (−2.4%)4% below
45312$990$1,100$1,360$1,770$1,930+$40 (+3.0%)9% above
45314$820$900$1,120$1,460$1,590−$10 (−0.9%)10% below
45315$820$900$1,120$1,460$1,590−$80 (−6.7%)10% below
45316$760$840$1,080$1,360$1,530no change13% below
45317$780$850$1,080$1,390$1,500+$50 (+4.9%)13% below
45318$730$810$1,000$1,300$1,430+$10 (+1.0%)20% below
45322$940$1,040$1,290$1,680$1,830−$50 (−3.7%)3% above
45324$960$1,060$1,320$1,710$1,880−$10 (−0.8%)6% above
45325$950$1,060$1,310$1,700$1,860−$70 (−5.1%)5% above
45326$880$970$1,210$1,580$1,710+$240 (+24.7%)3% below
45327$840$930$1,150$1,500$1,640−$30 (−2.5%)8% below
45335$730$810$1,000$1,300$1,430no change20% below
45337$1,050$1,150$1,410$1,850$1,990+$270 (+23.7%)13% above
45338$820$830$1,090$1,450$1,530+$60 (+5.8%)13% below
45339$810$880$1,100$1,430$1,570−$120 (−9.8%)12% below
45342$1,120$1,240$1,540$2,000$2,190no change23% above
45343$900$990$1,230$1,600$1,750−$20 (−1.6%)1% below
45344$760$840$1,090$1,360$1,550+$30 (+2.8%)13% below
45345$760$840$1,040$1,350$1,480−$30 (−2.8%)17% below
45354$960$1,040$1,320$1,710$1,880−$140 (−9.6%)6% above
45356$840$940$1,160$1,510$1,650−$60 (−4.9%)7% below
45359$730$810$1,000$1,300$1,430+$30 (+3.1%)20% below
45361$1,270$1,410$1,740$2,260$2,470no change39% above
45365$790$810$1,060$1,420$1,460+$40 (+3.9%)15% below
45368$700$770$1,000$1,240$1,430+$30 (+3.1%)20% below
45370$890$990$1,220$1,590$1,730+$20 (+1.7%)2% below
45371$990$1,100$1,360$1,770$1,930−$50 (−3.5%)9% above
45373$850$940$1,170$1,520$1,660−$20 (−1.7%)6% below
45374$870$960$1,190$1,550$1,690−$40 (−3.3%)5% below
45377$790$870$1,080$1,400$1,540−$20 (−1.8%)13% below
45378$800$820$1,070$1,410$1,520−$80 (−7.0%)14% below
45381$780$800$1,040$1,380$1,470+$30 (+3.0%)17% below
45383$810$900$1,110$1,440$1,580−$20 (−1.8%)11% below
45384$850$940$1,160$1,510$1,650−$30 (−2.5%)7% below
45385$850$940$1,160$1,510$1,650−$30 (−2.5%)7% below
45387$790$880$1,090$1,420$1,550−$60 (−5.2%)13% below
45401$900$990$1,230$1,600$1,750−$20 (−1.6%)1% below
45402$980$1,090$1,350$1,760$1,920+$10 (+0.7%)8% above
45403$730$810$1,000$1,300$1,430+$10 (+1.0%)20% below
45404$850$940$1,160$1,510$1,650−$50 (−4.1%)7% below
45405$790$870$1,080$1,400$1,540+$10 (+0.9%)13% below
45406$820$910$1,130$1,470$1,610−$30 (−2.6%)9% below
45409$970$1,070$1,330$1,730$1,890−$110 (−7.6%)7% above
45410$900$990$1,230$1,600$1,750−$20 (−1.6%)1% below
45413$900$990$1,230$1,600$1,750−$20 (−1.6%)1% below
45414$810$900$1,110$1,440$1,580−$60 (−5.1%)11% below
45415$840$930$1,150$1,500$1,630−$40 (−3.4%)8% below
45416$1,030$1,150$1,420$1,850$2,020−$60 (−4.1%)14% above
45417$840$930$1,150$1,500$1,630−$20 (−1.7%)8% below
45419$870$970$1,200$1,560$1,710−$10 (−0.8%)4% below
45420$910$1,010$1,250$1,630$1,780−$20 (−1.6%)about the same as
45422$900$990$1,230$1,600$1,750−$20 (−1.6%)1% below
45423$900$990$1,230$1,600$1,750−$20 (−1.6%)1% below
45424$1,000$1,110$1,370$1,780$1,950−$30 (−2.1%)10% above
45426$850$940$1,170$1,520$1,660−$10 (−0.8%)6% below
45428$840$930$1,150$1,500$1,630−$20 (−1.7%)8% below
45429$930$1,030$1,280$1,670$1,820−$10 (−0.8%)3% above
45430$1,250$1,390$1,720$2,240$2,440+$50 (+3.0%)38% above
45431$1,140$1,270$1,570$2,040$2,230−$30 (−1.9%)26% above
45432$780$860$1,070$1,390$1,520−$90 (−7.8%)14% below
45433$1,270$1,410$1,740$2,260$2,470−$60 (−3.3%)39% above
45434$1,320$1,460$1,810$2,350$2,570+$100 (+5.8%)45% above
45435$960$1,060$1,320$1,710$1,880−$10 (−0.8%)6% above
45437$900$990$1,230$1,600$1,750−$20 (−1.6%)1% below
45439$910$1,010$1,250$1,630$1,780−$10 (−0.8%)about the same as
45440$1,000$1,110$1,370$1,780$1,950−$20 (−1.4%)10% above
45441$900$990$1,230$1,600$1,750−$20 (−1.6%)1% below
45449$930$1,030$1,270$1,650$1,810−$30 (−2.3%)2% above
45458$1,160$1,280$1,600$2,080$2,280−$10 (−0.6%)28% above
45459$1,060$1,180$1,460$1,900$2,080−$30 (−2.0%)17% above
45469$970$1,070$1,330$1,730$1,890−$110 (−7.6%)7% above
45470$900$990$1,230$1,600$1,750−$20 (−1.6%)1% below
45475$900$990$1,230$1,600$1,750−$20 (−1.6%)1% below
45481$980$1,090$1,350$1,760$1,920−$30 (−2.2%)8% above
45490$900$990$1,230$1,600$1,750−$20 (−1.6%)1% below

Sources

Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.