Metro FMR area · MN, WI · HUD FY 2027
Duluth, MN-WI Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in the Duluth, MN-WI area is $1,207 a month, 20% below the Minnesota average and 31% below the U.S. average of $1,761. ZIP-level Small Area FMRs for its 78 ZIP codes range from $1,110 to $1,810.
- $1,2072-bedroom FMR−$25 (−2.0%) vs FY 2026
- $9611-bedroom FMRU.S.: $1,478
- $48,280Income for a 2-bedroomat 30% of income
- 280,870Residents3 counties
| Unit | Duluth, MN-WI FY 2027 | FY 2026 | Change | Minnesota avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $841 | $849 | −$8 (−0.9%) | $1,102 | $1,379 | $33,640 |
| 1 bedroom | $961 | $978 | −$17 (−1.7%) | $1,231 | $1,478 | $38,440 |
| 2 bedrooms | $1,207 | $1,232 | −$25 (−2.0%) | $1,507 | $1,761 | $48,280 |
| 3 bedrooms | $1,671 | $1,689 | −$18 (−1.1%) | $1,980 | $2,266 | $66,840 |
| 4 bedrooms | $2,017 | $2,067 | −$50 (−2.4%) | $2,243 | $2,607 | $80,680 |
Counties in this FMR area
| County | Residents in area |
|---|---|
| Carlton County, MN | 36,518 |
| St. Louis County, MN | 200,123 |
| Douglas County, WI | 44,229 |
Small Area FMRs by ZIP code
Small Area FMRs apply to Housing Choice Vouchers where HUD requires them or the housing authority opts in; otherwise the metro FMR above applies. The median ZIP’s 2-bedroom SAFMR is $1,110.
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 54820 | $770 | $890 | $1,110 | $1,530 | $1,870 | +$80 (+7.8%) | 8% below |
| 54830 | $770 | $890 | $1,110 | $1,530 | $1,870 | +$80 (+7.8%) | 8% below |
| 54836 | $780 | $890 | $1,110 | $1,530 | $1,870 | no change | 8% below |
| 54838 | $770 | $890 | $1,110 | $1,530 | $1,870 | +$70 (+6.7%) | 8% below |
| 54842 | $770 | $890 | $1,110 | $1,530 | $1,870 | −$10 (−0.9%) | 8% below |
| 54849 | $770 | $890 | $1,110 | $1,530 | $1,870 | +$80 (+7.8%) | 8% below |
| 54854 | $770 | $890 | $1,110 | $1,530 | $1,870 | +$80 (+7.8%) | 8% below |
| 54859 | $770 | $890 | $1,110 | $1,530 | $1,870 | +$50 (+4.7%) | 8% below |
| 54864 | $830 | $960 | $1,210 | $1,660 | $2,030 | −$130 (−9.7%) | about the same as |
| 54873 | $770 | $890 | $1,110 | $1,530 | $1,870 | +$80 (+7.8%) | 8% below |
| 54874 | $790 | $900 | $1,130 | $1,560 | $1,890 | −$90 (−7.4%) | 6% below |
| 54880 | $790 | $900 | $1,130 | $1,560 | $1,890 | −$20 (−1.7%) | 6% below |
| 54890 | $770 | $890 | $1,110 | $1,530 | $1,870 | −$40 (−3.5%) | 8% below |
| 55602 | $860 | $980 | $1,230 | $1,700 | $2,050 | −$20 (−1.6%) | 2% above |
| 55616 | $990 | $1,090 | $1,420 | $1,710 | $2,090 | +$40 (+2.9%) | 18% above |
| 55702 | $1,050 | $1,200 | $1,510 | $2,090 | $2,520 | +$280 (+22.8%) | 25% above |
| 55703 | $770 | $890 | $1,110 | $1,530 | $1,870 | +$80 (+7.8%) | 8% below |
| 55705 | $770 | $890 | $1,110 | $1,530 | $1,870 | +$80 (+7.8%) | 8% below |
| 55706 | $770 | $890 | $1,110 | $1,530 | $1,870 | +$80 (+7.8%) | 8% below |
| 55707 | $790 | $910 | $1,140 | $1,580 | $1,910 | −$70 (−5.8%) | 6% below |
| 55708 | $770 | $890 | $1,110 | $1,530 | $1,870 | +$80 (+7.8%) | 8% below |
| 55710 | $770 | $890 | $1,110 | $1,530 | $1,870 | +$60 (+5.7%) | 8% below |
| 55711 | $770 | $890 | $1,110 | $1,530 | $1,870 | −$60 (−5.1%) | 8% below |
| 55713 | $840 | $960 | $1,200 | $1,660 | $2,010 | −$40 (−3.2%) | 1% below |
| 55717 | $1,180 | $1,350 | $1,700 | $2,350 | $2,840 | −$10 (−0.6%) | 41% above |
| 55718 | $770 | $890 | $1,110 | $1,530 | $1,870 | +$30 (+2.8%) | 8% below |
| 55719 | $770 | $890 | $1,110 | $1,530 | $1,870 | +$80 (+7.8%) | 8% below |
| 55720 | $850 | $970 | $1,220 | $1,690 | $2,040 | −$40 (−3.2%) | 1% above |
| 55723 | $770 | $890 | $1,110 | $1,530 | $1,870 | +$80 (+7.8%) | 8% below |
| 55724 | $860 | $980 | $1,230 | $1,700 | $2,060 | −$20 (−1.6%) | 2% above |
| 55725 | $770 | $890 | $1,110 | $1,530 | $1,870 | +$70 (+6.7%) | 8% below |
| 55726 | $770 | $890 | $1,110 | $1,530 | $1,870 | −$30 (−2.6%) | 8% below |
| 55731 | $800 | $890 | $1,150 | $1,530 | $1,870 | +$30 (+2.7%) | 5% below |
| 55732 | $770 | $890 | $1,110 | $1,530 | $1,870 | +$80 (+7.8%) | 8% below |
| 55733 | $1,110 | $1,270 | $1,590 | $2,200 | $2,660 | −$150 (−8.6%) | 32% above |
| 55734 | $770 | $890 | $1,110 | $1,530 | $1,870 | +$10 (+0.9%) | 8% below |
| 55736 | $770 | $890 | $1,110 | $1,530 | $1,870 | +$80 (+7.8%) | 8% below |
| 55738 | $770 | $890 | $1,110 | $1,530 | $1,870 | +$80 (+7.8%) | 8% below |
| 55741 | $770 | $890 | $1,110 | $1,530 | $1,870 | +$80 (+7.8%) | 8% below |
| 55746 | $770 | $890 | $1,110 | $1,530 | $1,870 | +$80 (+7.8%) | 8% below |
| 55749 | $840 | $910 | $1,160 | $1,530 | $1,870 | −$20 (−1.7%) | 4% below |
| 55750 | $860 | $980 | $1,230 | $1,700 | $2,060 | −$20 (−1.6%) | 2% above |
| 55751 | $770 | $890 | $1,110 | $1,530 | $1,870 | +$20 (+1.8%) | 8% below |
| 55756 | $870 | $910 | $1,170 | $1,530 | $1,870 | +$20 (+1.7%) | 3% below |
| 55757 | $830 | $900 | $1,150 | $1,530 | $1,870 | no change | 5% below |
| 55758 | $810 | $930 | $1,160 | $1,610 | $1,940 | no change | 4% below |
| 55763 | $770 | $890 | $1,110 | $1,530 | $1,870 | +$80 (+7.8%) | 8% below |
| 55765 | $770 | $890 | $1,110 | $1,530 | $1,870 | +$80 (+7.8%) | 8% below |
| 55767 | $780 | $890 | $1,120 | $1,540 | $1,870 | −$40 (−3.4%) | 7% below |
| 55768 | $800 | $920 | $1,150 | $1,590 | $1,920 | +$20 (+1.8%) | 5% below |
| 55769 | $770 | $890 | $1,110 | $1,530 | $1,870 | +$80 (+7.8%) | 8% below |
| 55771 | $770 | $890 | $1,110 | $1,530 | $1,870 | +$50 (+4.7%) | 8% below |
| 55772 | $770 | $890 | $1,110 | $1,530 | $1,870 | +$40 (+3.7%) | 8% below |
| 55779 | $1,260 | $1,440 | $1,810 | $2,510 | $3,030 | −$40 (−2.2%) | 50% above |
| 55780 | $810 | $930 | $1,160 | $1,610 | $1,940 | −$60 (−4.9%) | 4% below |
| 55781 | $1,110 | $1,270 | $1,600 | $2,190 | $2,600 | −$30 (−1.8%) | 33% above |
| 55782 | $770 | $890 | $1,110 | $1,530 | $1,870 | +$80 (+7.8%) | 8% below |
| 55783 | $970 | $980 | $1,280 | $1,530 | $1,870 | +$60 (+4.9%) | 6% above |
| 55787 | $790 | $890 | $1,110 | $1,530 | $1,870 | +$80 (+7.8%) | 8% below |
| 55790 | $770 | $890 | $1,110 | $1,530 | $1,870 | +$80 (+7.8%) | 8% below |
| 55792 | $770 | $890 | $1,110 | $1,530 | $1,870 | +$30 (+2.8%) | 8% below |
| 55796 | $800 | $890 | $1,150 | $1,530 | $1,870 | +$30 (+2.7%) | 5% below |
| 55797 | $970 | $1,110 | $1,390 | $1,920 | $2,320 | +$10 (+0.7%) | 15% above |
| 55798 | $770 | $890 | $1,110 | $1,530 | $1,870 | +$80 (+7.8%) | 8% below |
| 55802 | $910 | $1,040 | $1,300 | $1,800 | $2,170 | −$30 (−2.3%) | 8% above |
| 55803 | $1,200 | $1,370 | $1,720 | $2,380 | $2,870 | +$10 (+0.6%) | 43% above |
| 55804 | $1,120 | $1,280 | $1,610 | $2,230 | $2,690 | −$40 (−2.4%) | 33% above |
| 55805 | $850 | $970 | $1,220 | $1,690 | $2,040 | −$70 (−5.4%) | 1% above |
| 55806 | $780 | $890 | $1,120 | $1,550 | $1,870 | −$40 (−3.4%) | 7% below |
| 55807 | $840 | $960 | $1,210 | $1,680 | $2,020 | +$20 (+1.7%) | about the same as |
| 55808 | $830 | $950 | $1,190 | $1,650 | $1,990 | −$40 (−3.3%) | 1% below |
| 55810 | $920 | $1,050 | $1,320 | $1,830 | $2,210 | −$40 (−2.9%) | 9% above |
| 55811 | $1,070 | $1,230 | $1,540 | $2,130 | $2,570 | −$30 (−1.9%) | 28% above |
| 55812 | $1,050 | $1,200 | $1,510 | $2,090 | $2,520 | +$20 (+1.3%) | 25% above |
| 55814 | $1,070 | $1,230 | $1,540 | $2,130 | $2,570 | −$30 (−1.9%) | 28% above |
| 55816 | $860 | $980 | $1,230 | $1,700 | $2,060 | −$20 (−1.6%) | 2% above |
| 56649 | $770 | $890 | $1,110 | $1,530 | $1,870 | +$80 (+7.8%) | 8% below |
| 56669 | $770 | $890 | $1,110 | $1,530 | $1,870 | +$70 (+6.7%) | 8% below |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.