Metro FMR area · AL · HUD FY 2027

Gadsden, AL Fair Market Rent

HUD’s FY 2027 Fair Market Rent for a 2-bedroom in the Gadsden, AL area is $975 a month, 17% below the Alabama average and 45% below the U.S. average of $1,761. ZIP-level Small Area FMRs for its 17 ZIP codes range from $920 to $1,320.

$9752-bedroom FMR+$48 (+5.2%) vs FY 2026
$8301-bedroom FMRU.S.: $1,478
$39,000Income for a 2-bedroomat 30% of income
103,105Residents1 county

Can you afford the Fair Market Rent here?

Uses the common 30%-of-gross-income guideline. Results update as you type and stay in your browser.

Household income ($ per year, before tax)

Default: the income a 2-bedroom here needs at 30%.

Unit size

Rent you can afford at 30% of income$975/month

2-bedroom Fair Market Rent and the income it needs
Area	Fair Market Rent	Income needed	Share of your income
Gadsden, AL FMR	$975	$39,000	–
Alabama average	$1,170	$46,818	–
U.S. average	$1,761	$70,432	–

Gadsden, AL Fair Market Rents, FY 2027 vs FY 2026
Unit	Gadsden, AL FY 2027	FY 2026	Change	Alabama avg	U.S. avg	Income needed
Studio	$679	$639	+$40 (+6.3%)	$949	$1,379	$27,160
1 bedroom	$830	$792	+$38 (+4.8%)	$1,010	$1,478	$33,200
2 bedrooms	$975	$927	+$48 (+5.2%)	$1,170	$1,761	$39,000
3 bedrooms	$1,235	$1,124	+$111 (+9.9%)	$1,500	$2,266	$49,400
4 bedrooms	$1,397	$1,304	+$93 (+7.1%)	$1,728	$2,607	$55,880

Counties in this FMR area

Counties in the Gadsden, AL FMR area
County	Residents in area
Etowah County, AL	103,105

Small Area FMRs by ZIP code

Small Area FMRs apply to Housing Choice Vouchers where HUD requires them or the housing authority opts in; otherwise the metro FMR above applies. The median ZIP’s 2-bedroom SAFMR is $920.

Filter ZIP codes

FY 2027 Small Area Fair Market Rents, Gadsden, AL
ZIP	Studio	1BR	2BR	3BR	4BR	2BR vs FY 2026	2BR vs area FMR
35121	$790	$850	$920	$1,160	$1,300	−$100 (−9.8%)	6% below
35901	$670	$820	$960	$1,220	$1,380	+$60 (+6.7%)	2% below
35902	$680	$830	$980	$1,240	$1,400	+$50 (+5.4%)	1% above
35903	$690	$840	$990	$1,250	$1,420	+$60 (+6.5%)	2% above
35904	$650	$800	$940	$1,190	$1,350	+$40 (+4.4%)	4% below
35905	$680	$780	$920	$1,170	$1,310	+$40 (+4.5%)	6% below
35906	$810	$1,000	$1,170	$1,480	$1,680	+$60 (+5.4%)	20% above
35907	$920	$1,120	$1,320	$1,670	$1,890	+$60 (+4.8%)	35% above
35952	$730	$810	$920	$1,160	$1,310	−$100 (−9.8%)	6% below
35954	$640	$780	$920	$1,170	$1,320	+$70 (+8.2%)	6% below
35956	$700	$850	$1,000	$1,270	$1,430	+$80 (+8.7%)	3% above
35957	$730	$810	$920	$1,250	$1,310	−$100 (−9.8%)	6% below
35961	$700	$720	$920	$1,150	$1,510	+$70 (+8.2%)	6% below
35972	$730	$820	$920	$1,160	$1,310	−$100 (−9.8%)	6% below
35990	$710	$810	$920	$1,160	$1,310	+$70 (+8.2%)	6% below
36271	$730	$730	$920	$1,220	$1,230	+$10 (+1.1%)	6% below
36272	$780	$790	$1,000	$1,290	$1,380	+$100 (+11.1%)	3% above

Sources

U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).

Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.