Metro FMR area · TX · HUD FY 2027

McAllen-Edinburg-Mission, TX Fair Market Rent

HUD’s FY 2027 Fair Market Rent for a 2-bedroom in the McAllen-Edinburg-Mission, TX area is $1,017 a month, 32% below the Texas average and 42% below the U.S. average of $1,761. ZIP-level Small Area FMRs for its 33 ZIP codes range from $1,010 to $1,260.

$1,0172-bedroom FMR−$43 (−4.1%) vs FY 2026
$8061-bedroom FMRU.S.: $1,478
$40,680Income for a 2-bedroomat 30% of income
891,977Residents1 county

Can you afford the Fair Market Rent here?

Uses the common 30%-of-gross-income guideline. Results update as you type and stay in your browser.

Household income ($ per year, before tax)

Default: the income a 2-bedroom here needs at 30%.

Unit size

Rent you can afford at 30% of income$1,017/month

2-bedroom Fair Market Rent and the income it needs
Area	Fair Market Rent	Income needed	Share of your income
McAllen-Edinburg-Mission, TX FMR	$1,017	$40,680	–
Texas average	$1,488	$59,528	–
U.S. average	$1,761	$70,432	–

McAllen-Edinburg-Mission, TX Fair Market Rents, FY 2027 vs FY 2026
Unit	McAllen-Edinburg-Mission, TX FY 2027	FY 2026	Change	Texas avg	U.S. avg	Income needed
Studio	$801	$842	−$41 (−4.9%)	$1,192	$1,379	$32,040
1 bedroom	$806	$847	−$41 (−4.8%)	$1,247	$1,478	$32,240
2 bedrooms	$1,017	$1,060	−$43 (−4.1%)	$1,488	$1,761	$40,680
3 bedrooms	$1,305	$1,376	−$71 (−5.2%)	$1,939	$2,266	$52,200
4 bedrooms	$1,439	$1,522	−$83 (−5.5%)	$2,341	$2,607	$57,560

Counties in this FMR area

Counties in the McAllen-Edinburg-Mission, TX FMR area
County	Residents in area
Hidalgo County, TX	891,977

Small Area FMRs by ZIP code

Small Area FMRs apply to Housing Choice Vouchers where HUD requires them or the housing authority opts in; otherwise the metro FMR above applies. The median ZIP’s 2-bedroom SAFMR is $1,010.

Filter ZIP codes

FY 2027 Small Area Fair Market Rents, McAllen-Edinburg-Mission, TX
ZIP	Studio	1BR	2BR	3BR	4BR	2BR vs FY 2026	2BR vs area FMR
78501	$870	$870	$1,100	$1,410	$1,560	−$60 (−5.2%)	8% above
78502	$800	$810	$1,020	$1,310	$1,440	−$40 (−3.8%)	about the same as
78503	$930	$940	$1,180	$1,510	$1,670	−$60 (−4.8%)	16% above
78504	$990	$1,000	$1,260	$1,620	$1,780	−$60 (−4.5%)	24% above
78505	$800	$810	$1,020	$1,310	$1,440	−$40 (−3.8%)	about the same as
78516	$800	$800	$1,010	$1,310	$1,440	+$40 (+4.1%)	1% below
78537	$800	$800	$1,010	$1,310	$1,440	+$40 (+4.1%)	1% below
78538	$800	$800	$1,010	$1,310	$1,440	+$40 (+4.1%)	1% below
78539	$880	$890	$1,120	$1,440	$1,580	−$30 (−2.6%)	10% above
78540	$800	$800	$1,020	$1,340	$1,450	+$10 (+1.0%)	about the same as
78541	$800	$800	$1,010	$1,310	$1,440	−$40 (−3.8%)	1% below
78542	$800	$800	$1,010	$1,310	$1,440	no change	1% below
78543	$800	$800	$1,010	$1,310	$1,440	+$40 (+4.1%)	1% below
78549	$800	$800	$1,020	$1,340	$1,450	+$20 (+2.0%)	about the same as
78557	$800	$800	$1,010	$1,310	$1,440	+$30 (+3.1%)	1% below
78558	$800	$800	$1,010	$1,310	$1,440	+$30 (+3.1%)	1% below
78559	$900	$970	$1,140	$1,520	$1,640	−$10 (−0.9%)	12% above
78560	$800	$800	$1,010	$1,310	$1,440	+$40 (+4.1%)	1% below
78562	$790	$810	$1,010	$1,350	$1,460	+$30 (+3.1%)	1% below
78563	$800	$810	$1,020	$1,310	$1,440	−$30 (−2.9%)	about the same as
78565	$800	$800	$1,010	$1,310	$1,440	+$40 (+4.1%)	1% below
78569	$770	$780	$1,010	$1,400	$1,470	+$10 (+1.0%)	1% below
78570	$800	$800	$1,010	$1,310	$1,440	+$40 (+4.1%)	1% below
78572	$800	$800	$1,010	$1,310	$1,440	−$40 (−3.8%)	1% below
78573	$800	$800	$1,010	$1,310	$1,440	+$10 (+1.0%)	1% below
78574	$800	$800	$1,010	$1,310	$1,440	+$40 (+4.1%)	1% below
78576	$800	$800	$1,010	$1,310	$1,440	+$40 (+4.1%)	1% below
78577	$850	$860	$1,080	$1,390	$1,530	−$50 (−4.4%)	6% above
78579	$800	$810	$1,020	$1,310	$1,440	−$20 (−1.9%)	about the same as
78589	$800	$800	$1,010	$1,310	$1,440	−$40 (−3.8%)	1% below
78595	$800	$800	$1,010	$1,310	$1,440	+$40 (+4.1%)	1% below
78596	$800	$810	$1,020	$1,310	$1,440	−$50 (−4.7%)	about the same as
78599	$840	$850	$1,070	$1,370	$1,510	−$10 (−0.9%)	5% above

Sources

U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).

Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.