Metro FMR area · CA · HUD FY 2027

Napa, CA Fair Market Rent

HUD’s FY 2027 Fair Market Rent for a 2-bedroom in the Napa, CA area is $3,375 a month, 28% above the California average and 92% above the U.S. average of $1,761. ZIP-level Small Area FMRs for its 16 ZIP codes range from $2,990 to $3,790.

$3,3752-bedroom FMR+$60 (+1.8%) vs FY 2026
$2,5801-bedroom FMRU.S.: $1,478
$135,000Income for a 2-bedroomat 30% of income
134,869Residents1 county

Can you afford the Fair Market Rent here?

Uses the common 30%-of-gross-income guideline. Results update as you type and stay in your browser.

Household income ($ per year, before tax)

Default: the income a 2-bedroom here needs at 30%.

Unit size

Rent you can afford at 30% of income$3,375/month

2-bedroom Fair Market Rent and the income it needs
Area	Fair Market Rent	Income needed	Share of your income
Napa, CA FMR	$3,375	$135,000	–
California average	$2,632	$105,292	–
U.S. average	$1,761	$70,432	–

Napa, CA Fair Market Rents, FY 2027 vs FY 2026
Unit	Napa, CA FY 2027	FY 2026	Change	California avg	U.S. avg	Income needed
Studio	$2,350	$2,286	+$64 (+2.8%)	$1,986	$1,379	$94,000
1 bedroom	$2,580	$2,526	+$54 (+2.1%)	$2,151	$1,478	$103,200
2 bedrooms	$3,375	$3,315	+$60 (+1.8%)	$2,632	$1,761	$135,000
3 bedrooms	$4,201	$4,222	−$21 (−0.5%)	$3,457	$2,266	$168,040
4 bedrooms	$5,094	$4,942	+$152 (+3.1%)	$3,986	$2,607	$203,760

Counties in this FMR area

Counties in the Napa, CA FMR area
County	Residents in area
Napa County, CA	134,869

Small Area FMRs by ZIP code

Small Area FMRs apply to Housing Choice Vouchers where HUD requires them or the housing authority opts in; otherwise the metro FMR above applies. The median ZIP’s 2-bedroom SAFMR is $3,300.

Filter ZIP codes

FY 2027 Small Area Fair Market Rents, Napa, CA
ZIP	Studio	1BR	2BR	3BR	4BR	2BR vs FY 2026	2BR vs area FMR
94503	$2,640	$2,890	$3,790	$4,710	$5,710	+$80 (+2.2%)	12% above
94508	$2,060	$2,280	$2,990	$3,800	$4,450	+$470 (+18.7%)	11% below
94515	$2,060	$2,280	$2,990	$3,800	$4,450	+$300 (+11.2%)	11% below
94534	$2,160	$2,370	$2,990	$3,860	$4,450	+$170 (+6.0%)	11% below
94558	$2,460	$2,700	$3,530	$4,390	$5,330	+$60 (+1.7%)	5% above
94559	$2,300	$2,530	$3,310	$4,120	$5,000	+$50 (+1.5%)	2% below
94562	$2,350	$2,580	$3,380	$4,210	$5,100	+$60 (+1.8%)	about the same as
94567	$2,370	$2,610	$3,410	$4,240	$5,150	+$70 (+2.1%)	1% above
94573	$2,300	$2,530	$3,300	$4,110	$4,990	+$110 (+3.4%)	2% below
94574	$2,160	$2,370	$3,100	$3,860	$4,680	+$150 (+5.1%)	8% below
94576	$2,160	$2,370	$3,100	$3,860	$4,680	+$150 (+5.1%)	8% below
94581	$2,350	$2,580	$3,380	$4,210	$5,100	+$60 (+1.8%)	about the same as
94591	$2,060	$2,280	$2,990	$3,800	$4,450	+$470 (+18.7%)	11% below
94599	$2,530	$2,780	$3,640	$4,530	$5,490	+$390 (+12.0%)	8% above
95461	$2,060	$2,280	$2,990	$3,800	$4,450	+$470 (+18.7%)	11% below
95476	$2,060	$2,280	$2,990	$3,960	$4,450	+$130 (+4.5%)	11% below

Sources

U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).

Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.