Metro FMR area · IA, NE, SD · HUD FY 2027

Sioux City, IA-NE-SD Fair Market Rent

HUD’s FY 2027 Fair Market Rent for a 2-bedroom in the Sioux City, IA-NE-SD area is $1,194 a month, 7% above the Iowa average and 32% below the U.S. average of $1,761. ZIP-level Small Area FMRs for its 46 ZIP codes range from $1,040 to $1,640.

$1,1942-bedroom FMR+$40 (+3.5%) vs FY 2026
$9651-bedroom FMRU.S.: $1,478
$47,760Income for a 2-bedroomat 30% of income
144,682Residents3 counties

Can you afford the Fair Market Rent here?

Uses the common 30%-of-gross-income guideline. Results update as you type and stay in your browser.

Household income ($ per year, before tax)

Default: the income a 2-bedroom here needs at 30%.

Unit size

Rent you can afford at 30% of income$1,194/month

2-bedroom Fair Market Rent and the income it needs
Area	Fair Market Rent	Income needed	Share of your income
Sioux City, IA-NE-SD FMR	$1,194	$47,760	–
Iowa average	$1,113	$44,509	–
U.S. average	$1,761	$70,432	–

Sioux City, IA-NE-SD Fair Market Rents, FY 2027 vs FY 2026
Unit	Sioux City, IA-NE-SD FY 2027	FY 2026	Change	Iowa avg	U.S. avg	Income needed
Studio	$831	$796	+$35 (+4.4%)	$846	$1,379	$33,240
1 bedroom	$965	$925	+$40 (+4.3%)	$902	$1,478	$38,600
2 bedrooms	$1,194	$1,154	+$40 (+3.5%)	$1,113	$1,761	$47,760
3 bedrooms	$1,447	$1,386	+$61 (+4.4%)	$1,475	$2,266	$57,880
4 bedrooms	$1,618	$1,528	+$90 (+5.9%)	$1,649	$2,607	$64,720

Counties in this FMR area

Counties in the Sioux City, IA-NE-SD FMR area
County	Residents in area
Woodbury County, IA	106,247
Dakota County, NE	21,354
Union County, SD	17,081

Small Area FMRs by ZIP code

Small Area FMRs apply to Housing Choice Vouchers where HUD requires them or the housing authority opts in; otherwise the metro FMR above applies. The median ZIP’s 2-bedroom SAFMR is $1,050.

Filter ZIP codes

FY 2027 Small Area Fair Market Rents, Sioux City, IA-NE-SD
ZIP	Studio	1BR	2BR	3BR	4BR	2BR vs FY 2026	2BR vs area FMR
51001	$750	$840	$1,040	$1,310	$1,390	+$80 (+8.3%)	13% below
51004	$920	$1,070	$1,320	$1,600	$1,790	−$10 (−0.8%)	11% above
51006	$750	$910	$1,040	$1,260	$1,380	+$80 (+8.3%)	13% below
51007	$800	$920	$1,140	$1,390	$1,550	+$20 (+1.8%)	5% below
51015	$730	$840	$1,050	$1,270	$1,430	no change	12% below
51016	$780	$900	$1,110	$1,350	$1,500	+$140 (+14.4%)	7% below
51018	$720	$840	$1,040	$1,250	$1,380	−$10 (−1.0%)	13% below
51019	$770	$870	$1,050	$1,310	$1,520	+$40 (+4.0%)	12% below
51023	$780	$840	$1,050	$1,340	$1,430	+$50 (+5.0%)	12% below
51026	$730	$840	$1,050	$1,270	$1,430	+$30 (+2.9%)	12% below
51028	$750	$840	$1,040	$1,310	$1,390	+$80 (+8.3%)	13% below
51030	$720	$840	$1,040	$1,250	$1,400	+$40 (+4.0%)	13% below
51034	$740	$840	$1,040	$1,260	$1,650	+$80 (+8.3%)	13% below
51039	$740	$860	$1,060	$1,290	$1,440	−$80 (−7.0%)	11% below
51044	$820	$930	$1,160	$1,410	$1,630	+$20 (+1.8%)	3% below
51048	$760	$840	$1,040	$1,320	$1,420	+$10 (+1.0%)	13% below
51052	$730	$850	$1,050	$1,270	$1,420	+$50 (+5.0%)	12% below
51054	$1,070	$1,240	$1,540	$1,870	$2,090	+$50 (+3.4%)	29% above
51055	$740	$850	$1,060	$1,290	$1,480	−$60 (−5.4%)	11% below
51056	$720	$840	$1,040	$1,250	$1,420	+$80 (+8.3%)	13% below
51061	$750	$860	$1,040	$1,290	$1,400	+$80 (+8.3%)	13% below
51063	$750	$840	$1,040	$1,280	$1,700	no change	13% below
51101	$720	$840	$1,040	$1,250	$1,380	+$80 (+8.3%)	13% below
51102	$810	$950	$1,170	$1,420	$1,590	+$40 (+3.5%)	2% below
51103	$810	$940	$1,160	$1,410	$1,570	+$30 (+2.7%)	3% below
51104	$810	$940	$1,160	$1,410	$1,570	+$20 (+1.8%)	3% below
51105	$720	$840	$1,040	$1,250	$1,380	+$40 (+4.0%)	13% below
51106	$900	$1,040	$1,290	$1,560	$1,750	+$70 (+5.7%)	8% above
51108	$1,050	$1,200	$1,490	$1,830	$2,030	+$240 (+19.2%)	25% above
51109	$720	$840	$1,040	$1,250	$1,380	−$80 (−7.1%)	13% below
51111	$860	$990	$1,230	$1,490	$1,670	+$40 (+3.4%)	3% above
57001	$780	$890	$1,050	$1,430	$1,750	+$70 (+7.1%)	12% below
57004	$780	$890	$1,070	$1,430	$1,750	+$60 (+5.9%)	10% below
57010	$740	$840	$1,040	$1,340	$1,580	+$80 (+8.3%)	13% below
57025	$720	$840	$1,040	$1,250	$1,380	+$60 (+6.1%)	13% below
57034	$790	$890	$1,070	$1,430	$1,750	+$110 (+11.5%)	10% below
57038	$790	$910	$1,130	$1,370	$1,530	no change	5% below
57049	$970	$1,130	$1,400	$1,700	$1,900	no change	17% above
68030	$720	$840	$1,040	$1,250	$1,380	+$40 (+4.0%)	13% below
68731	$830	$960	$1,190	$1,440	$1,610	−$100 (−7.8%)	about the same as
68733	$840	$890	$1,040	$1,300	$1,500	+$80 (+8.3%)	13% below
68741	$940	$1,090	$1,360	$1,630	$1,800	−$150 (−9.9%)	14% above
68743	$1,140	$1,330	$1,640	$1,990	$2,220	+$260 (+18.8%)	37% above
68770	$900	$910	$1,040	$1,320	$1,590	+$80 (+8.3%)	13% below
68776	$880	$1,020	$1,260	$1,530	$1,710	+$50 (+4.1%)	6% above
68785	$950	$1,040	$1,220	$1,520	$1,760	+$200 (+19.6%)	2% above

Sources

U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).

Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.