South Dakota · FIPS 46127 · HUD FY 2027
Union County, South Dakota Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Union County is $1,194 a month (rent plus utilities), 1% above the South Dakota average of $1,187 and 32% below the U.S. average of $1,761. That is up $40 (3.5%) from FY 2026. At 30% of income, a household needs about $47,760 a year to afford it.
- $1,1942-bedroom FMR+$40 (+3.5%) vs FY 2026
- $9651-bedroom FMRSouth Dakota: $958 · U.S.: $1,478
- $47,760Income for a 2-bedroom$23/hour full-time
- 16 of 662BR rank in South Dakota1 = highest rent
| Unit | Union County FY 2027 | FY 2026 | Change | South Dakota avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $831 | $796 | +$35 (+4.4%) | $862 | $1,379 | $33,240 |
| 1 bedroom | $965 | $925 | +$40 (+4.3%) | $958 | $1,478 | $38,600 |
| 2 bedrooms | $1,194 | $1,154 | +$40 (+3.5%) | $1,187 | $1,761 | $47,760 |
| 3 bedrooms | $1,447 | $1,386 | +$61 (+4.4%) | $1,579 | $2,266 | $57,880 |
| 4 bedrooms | $1,618 | $1,528 | +$90 (+5.9%) | $1,926 | $2,607 | $64,720 |
How Union County compares
- HUD sets this rent for the Sioux City, IA-NE-SD metro FMR area, which covers 144,682 residents in 3 counties.
- Across South Dakota, 2-bedroom FMRs run from $1,014 (Ziebach County) to $1,430 (Pennington County).
- Studio to 4-bedroom: $831, $965, $1,194, $1,447, $1,618. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 4 ZIP codes mostly in Union County (by land area), the 2-bedroom figure ranges from $1,040 to $1,400.
Small Area FMRs by ZIP code in Union County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 57001 | $780 | $890 | $1,050 | $1,430 | $1,750 | +$70 (+7.1%) | 12% below |
| 57025 | $720 | $840 | $1,040 | $1,250 | $1,380 | +$60 (+6.1%) | 13% below |
| 57038 | $790 | $910 | $1,130 | $1,370 | $1,530 | no change | 5% below |
| 57049 | $970 | $1,130 | $1,400 | $1,700 | $1,900 | no change | 17% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.