Metro FMR area · OH · HUD FY 2027
Toledo, OH Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in the Toledo, OH area is $1,145 a month, 10% below the Ohio average and 35% below the U.S. average of $1,761. ZIP-level Small Area FMRs for its 77 ZIP codes range from $1,000 to $1,720.
- $1,1452-bedroom FMR+$69 (+6.4%) vs FY 2026
- $8751-bedroom FMRU.S.: $1,478
- $45,800Income for a 2-bedroomat 30% of income
- 602,322Residents3 counties
| Unit | Toledo, OH FY 2027 | FY 2026 | Change | Ohio avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $822 | $769 | +$53 (+6.9%) | $948 | $1,379 | $32,880 |
| 1 bedroom | $875 | $820 | +$55 (+6.7%) | $1,027 | $1,478 | $35,000 |
| 2 bedrooms | $1,145 | $1,076 | +$69 (+6.4%) | $1,273 | $1,761 | $45,800 |
| 3 bedrooms | $1,461 | $1,380 | +$81 (+5.9%) | $1,603 | $2,266 | $58,440 |
| 4 bedrooms | $1,558 | $1,454 | +$104 (+7.2%) | $1,779 | $2,607 | $62,320 |
Counties in this FMR area
| County | Residents in area |
|---|---|
| Fulton County, OH | 42,240 |
| Lucas County, OH | 428,018 |
| Wood County, OH | 132,064 |
Small Area FMRs by ZIP code
Small Area FMRs apply to Housing Choice Vouchers where HUD requires them or the housing authority opts in; otherwise the metro FMR above applies. The median ZIP’s 2-bedroom SAFMR is $1,150.
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 43402 | $840 | $890 | $1,170 | $1,490 | $1,590 | +$90 (+8.3%) | 2% above |
| 43403 | $840 | $890 | $1,170 | $1,490 | $1,590 | +$90 (+8.3%) | 2% above |
| 43406 | $720 | $770 | $1,000 | $1,280 | $1,360 | +$30 (+3.1%) | 13% below |
| 43412 | $860 | $900 | $1,190 | $1,480 | $1,710 | −$130 (−9.8%) | 4% above |
| 43413 | $870 | $920 | $1,210 | $1,540 | $1,650 | +$30 (+2.5%) | 6% above |
| 43414 | $840 | $890 | $1,170 | $1,490 | $1,590 | +$90 (+8.3%) | 2% above |
| 43430 | $820 | $870 | $1,140 | $1,370 | $1,790 | +$110 (+10.7%) | about the same as |
| 43431 | $700 | $840 | $1,000 | $1,250 | $1,320 | +$30 (+3.1%) | 13% below |
| 43434 | $790 | $840 | $1,100 | $1,400 | $1,500 | +$20 (+1.9%) | 4% below |
| 43437 | $870 | $920 | $1,210 | $1,540 | $1,650 | +$130 (+12.0%) | 6% above |
| 43441 | $840 | $890 | $1,170 | $1,490 | $1,590 | +$70 (+6.4%) | 2% above |
| 43443 | $920 | $980 | $1,280 | $1,630 | $1,740 | +$260 (+25.5%) | 12% above |
| 43445 | $860 | $920 | $1,200 | $1,450 | $1,870 | no change | 5% above |
| 43447 | $920 | $980 | $1,280 | $1,620 | $1,810 | +$80 (+6.7%) | 12% above |
| 43450 | $1,180 | $1,250 | $1,640 | $2,090 | $2,230 | +$120 (+7.9%) | 43% above |
| 43451 | $750 | $800 | $1,050 | $1,340 | $1,430 | +$80 (+8.2%) | 8% below |
| 43457 | $750 | $830 | $1,050 | $1,330 | $1,420 | +$80 (+8.2%) | 8% below |
| 43460 | $780 | $830 | $1,080 | $1,380 | $1,470 | +$90 (+9.1%) | 6% below |
| 43462 | $830 | $880 | $1,150 | $1,470 | $1,560 | +$80 (+7.5%) | about the same as |
| 43463 | $720 | $770 | $1,000 | $1,280 | $1,360 | −$20 (−2.0%) | 13% below |
| 43465 | $840 | $890 | $1,170 | $1,490 | $1,590 | +$140 (+13.6%) | 2% above |
| 43466 | $960 | $1,020 | $1,340 | $1,710 | $1,820 | +$60 (+4.7%) | 17% above |
| 43467 | $760 | $810 | $1,040 | $1,310 | $1,410 | +$40 (+4.0%) | 9% below |
| 43469 | $730 | $830 | $1,000 | $1,250 | $1,530 | +$30 (+3.1%) | 13% below |
| 43502 | $720 | $770 | $1,000 | $1,280 | $1,490 | +$30 (+3.1%) | 13% below |
| 43504 | $750 | $810 | $1,060 | $1,350 | $1,450 | −$110 (−9.4%) | 7% below |
| 43511 | $1,240 | $1,310 | $1,720 | $2,200 | $2,340 | +$110 (+6.8%) | 50% above |
| 43515 | $740 | $790 | $1,030 | $1,310 | $1,490 | +$60 (+6.2%) | 10% below |
| 43516 | $850 | $860 | $1,060 | $1,420 | $1,750 | +$30 (+2.9%) | 7% below |
| 43521 | $720 | $770 | $1,000 | $1,280 | $1,360 | +$30 (+3.1%) | 13% below |
| 43522 | $870 | $930 | $1,210 | $1,540 | $1,650 | +$40 (+3.4%) | 6% above |
| 43525 | $850 | $900 | $1,180 | $1,510 | $1,610 | +$90 (+8.3%) | 3% above |
| 43528 | $960 | $1,020 | $1,330 | $1,700 | $1,810 | +$60 (+4.7%) | 16% above |
| 43529 | $860 | $920 | $1,200 | $1,530 | $1,630 | +$50 (+4.3%) | 5% above |
| 43532 | $930 | $940 | $1,160 | $1,550 | $1,920 | +$110 (+10.5%) | 1% above |
| 43533 | $740 | $790 | $1,030 | $1,310 | $1,400 | +$40 (+4.0%) | 10% below |
| 43537 | $950 | $1,010 | $1,320 | $1,680 | $1,800 | +$170 (+14.8%) | 15% above |
| 43540 | $900 | $960 | $1,260 | $1,610 | $1,710 | +$40 (+3.3%) | 10% above |
| 43541 | $1,240 | $1,310 | $1,720 | $2,200 | $2,340 | +$110 (+6.8%) | 50% above |
| 43542 | $1,030 | $1,100 | $1,440 | $1,840 | $1,960 | +$290 (+25.2%) | 26% above |
| 43545 | $820 | $820 | $1,020 | $1,360 | $1,700 | +$20 (+2.0%) | 11% below |
| 43547 | $870 | $910 | $1,160 | $1,500 | $1,690 | +$70 (+6.4%) | 1% above |
| 43551 | $1,070 | $1,140 | $1,490 | $1,900 | $2,030 | +$120 (+8.8%) | 30% above |
| 43552 | $840 | $890 | $1,170 | $1,490 | $1,590 | +$70 (+6.4%) | 2% above |
| 43553 | $800 | $860 | $1,120 | $1,430 | $1,520 | +$150 (+15.5%) | 2% below |
| 43557 | $880 | $900 | $1,160 | $1,490 | $1,540 | +$50 (+4.5%) | 1% above |
| 43558 | $800 | $850 | $1,110 | $1,420 | $1,510 | +$50 (+4.7%) | 3% below |
| 43560 | $940 | $1,000 | $1,310 | $1,670 | $1,780 | +$90 (+7.4%) | 14% above |
| 43565 | $840 | $890 | $1,170 | $1,490 | $1,590 | +$30 (+2.6%) | 2% above |
| 43566 | $1,130 | $1,210 | $1,580 | $2,020 | $2,150 | +$70 (+4.6%) | 38% above |
| 43567 | $720 | $770 | $1,000 | $1,280 | $1,490 | +$30 (+3.1%) | 13% below |
| 43569 | $730 | $770 | $1,010 | $1,290 | $1,370 | +$40 (+4.1%) | 12% below |
| 43570 | $810 | $830 | $1,070 | $1,380 | $1,410 | +$90 (+9.2%) | 7% below |
| 43571 | $780 | $830 | $1,080 | $1,380 | $1,470 | +$50 (+4.9%) | 6% below |
| 43604 | $720 | $770 | $1,000 | $1,280 | $1,360 | +$30 (+3.1%) | 13% below |
| 43605 | $830 | $890 | $1,160 | $1,480 | $1,580 | +$80 (+7.4%) | 1% above |
| 43606 | $840 | $890 | $1,170 | $1,490 | $1,590 | +$100 (+9.3%) | 2% above |
| 43607 | $780 | $830 | $1,080 | $1,380 | $1,470 | +$50 (+4.9%) | 6% below |
| 43608 | $750 | $800 | $1,040 | $1,330 | $1,410 | +$70 (+7.2%) | 9% below |
| 43609 | $830 | $880 | $1,150 | $1,470 | $1,560 | +$50 (+4.5%) | about the same as |
| 43610 | $820 | $870 | $1,140 | $1,460 | $1,550 | +$130 (+12.9%) | about the same as |
| 43611 | $790 | $840 | $1,100 | $1,400 | $1,500 | +$80 (+7.8%) | 4% below |
| 43612 | $870 | $920 | $1,210 | $1,540 | $1,650 | +$80 (+7.1%) | 6% above |
| 43613 | $800 | $860 | $1,120 | $1,430 | $1,520 | +$60 (+5.7%) | 2% below |
| 43614 | $770 | $820 | $1,070 | $1,370 | $1,460 | +$60 (+5.9%) | 7% below |
| 43615 | $930 | $990 | $1,300 | $1,660 | $1,770 | +$110 (+9.2%) | 14% above |
| 43616 | $790 | $840 | $1,100 | $1,400 | $1,500 | +$80 (+7.8%) | 4% below |
| 43617 | $940 | $1,000 | $1,310 | $1,670 | $1,780 | +$90 (+7.4%) | 14% above |
| 43619 | $760 | $810 | $1,060 | $1,350 | $1,440 | +$50 (+5.0%) | 7% below |
| 43620 | $720 | $770 | $1,000 | $1,280 | $1,360 | +$30 (+3.1%) | 13% below |
| 43623 | $820 | $870 | $1,140 | $1,460 | $1,550 | +$80 (+7.5%) | about the same as |
| 43635 | $830 | $880 | $1,150 | $1,470 | $1,560 | +$70 (+6.5%) | about the same as |
| 44817 | $780 | $840 | $1,090 | $1,400 | $1,530 | +$10 (+0.9%) | 5% below |
| 44830 | $750 | $780 | $1,020 | $1,340 | $1,530 | +$50 (+5.2%) | 11% below |
| 45858 | $840 | $920 | $1,210 | $1,570 | $1,780 | +$130 (+12.0%) | 6% above |
| 45872 | $800 | $850 | $1,110 | $1,420 | $1,530 | +$60 (+5.7%) | 3% below |
| 45889 | $810 | $880 | $1,150 | $1,480 | $1,640 | +$30 (+2.7%) | about the same as |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.