Metro FMR area · NY · HUD FY 2027

Watertown-Fort Drum, NY Fair Market Rent

HUD’s FY 2027 Fair Market Rent for a 2-bedroom in the Watertown-Fort Drum, NY area is $1,453 a month, 39% below the New York average and 17% below the U.S. average of $1,761. ZIP-level Small Area FMRs for its 46 ZIP codes range from $1,270 to $1,800.

$1,4532-bedroom FMR+$48 (+3.4%) vs FY 2026
$1,1111-bedroom FMRU.S.: $1,478
$58,120Income for a 2-bedroomat 30% of income
115,040Residents1 county

Can you afford the Fair Market Rent here?

Uses the common 30%-of-gross-income guideline. Results update as you type and stay in your browser.

Household income ($ per year, before tax)

Default: the income a 2-bedroom here needs at 30%.

Unit size

Rent you can afford at 30% of income$1,453/month

2-bedroom Fair Market Rent and the income it needs
Area	Fair Market Rent	Income needed	Share of your income
Watertown-Fort Drum, NY FMR	$1,453	$58,120	–
New York average	$2,402	$96,061	–
U.S. average	$1,761	$70,432	–

Watertown-Fort Drum, NY Fair Market Rents, FY 2027 vs FY 2026
Unit	Watertown-Fort Drum, NY FY 2027	FY 2026	Change	New York avg	U.S. avg	Income needed
Studio	$1,012	$969	+$43 (+4.4%)	$1,968	$1,379	$40,480
1 bedroom	$1,111	$1,071	+$40 (+3.7%)	$2,120	$1,478	$44,440
2 bedrooms	$1,453	$1,405	+$48 (+3.4%)	$2,402	$1,761	$58,120
3 bedrooms	$1,995	$1,907	+$88 (+4.6%)	$3,028	$2,266	$79,800
4 bedrooms	$2,376	$2,340	+$36 (+1.5%)	$3,310	$2,607	$95,040

Counties in this FMR area

Counties in the Watertown-Fort Drum, NY FMR area
County	Residents in area
Jefferson County, NY	115,040

Small Area FMRs by ZIP code

Small Area FMRs apply to Housing Choice Vouchers where HUD requires them or the housing authority opts in; otherwise the metro FMR above applies. The median ZIP’s 2-bedroom SAFMR is $1,270.

Filter ZIP codes

FY 2027 Small Area Fair Market Rents, Watertown-Fort Drum, NY
ZIP	Studio	1BR	2BR	3BR	4BR	2BR vs FY 2026	2BR vs area FMR
13083	$940	$1,070	$1,330	$1,720	$2,110	+$100 (+8.1%)	8% below
13145	$900	$1,020	$1,270	$1,720	$2,110	+$80 (+6.7%)	13% below
13601	$950	$1,040	$1,360	$1,870	$2,220	+$70 (+5.4%)	6% below
13602	$1,110	$1,230	$1,600	$2,190	$2,600	−$60 (−3.6%)	10% above
13603	$1,250	$1,380	$1,800	$2,470	$2,940	+$60 (+3.4%)	24% above
13605	$880	$970	$1,270	$1,720	$2,110	+$110 (+9.5%)	13% below
13606	$970	$1,070	$1,400	$1,920	$2,290	+$40 (+2.9%)	4% below
13607	$880	$970	$1,270	$1,720	$2,110	+$110 (+9.5%)	13% below
13608	$880	$970	$1,270	$1,720	$2,110	+$110 (+9.5%)	13% below
13611	$880	$970	$1,270	$1,720	$2,110	+$110 (+9.5%)	13% below
13612	$880	$970	$1,270	$1,730	$2,110	+$110 (+9.5%)	13% below
13615	$880	$970	$1,270	$1,720	$2,110	+$110 (+9.5%)	13% below
13616	$1,030	$1,130	$1,480	$2,030	$2,420	+$60 (+4.2%)	2% above
13618	$880	$970	$1,270	$1,720	$2,110	+$110 (+9.5%)	13% below
13619	$900	$1,000	$1,290	$1,770	$2,110	+$30 (+2.4%)	11% below
13622	$910	$990	$1,300	$1,780	$2,130	+$20 (+1.6%)	11% below
13624	$880	$970	$1,270	$1,730	$2,110	+$100 (+8.5%)	13% below
13626	$880	$980	$1,270	$1,720	$2,110	+$110 (+9.5%)	13% below
13628	$930	$1,020	$1,340	$1,840	$2,190	+$160 (+13.6%)	8% below
13631	$1,010	$1,110	$1,450	$1,990	$2,370	+$40 (+2.8%)	about the same as
13632	$920	$1,010	$1,320	$1,810	$2,160	+$90 (+7.3%)	9% below
13634	$880	$970	$1,270	$1,720	$2,110	+$100 (+8.5%)	13% below
13636	$880	$970	$1,270	$1,720	$2,110	+$110 (+9.5%)	13% below
13637	$1,070	$1,170	$1,530	$2,100	$2,500	+$30 (+2.0%)	5% above
13638	$880	$970	$1,270	$1,740	$2,110	+$110 (+9.5%)	13% below
13640	$880	$970	$1,270	$1,720	$2,110	+$110 (+9.5%)	13% below
13641	$880	$970	$1,270	$1,720	$2,110	+$110 (+9.5%)	13% below
13642	$880	$970	$1,270	$1,720	$2,110	+$110 (+9.5%)	13% below
13643	$900	$1,000	$1,290	$1,770	$2,110	+$30 (+2.4%)	11% below
13646	$880	$970	$1,270	$1,720	$2,110	+$110 (+9.5%)	13% below
13650	$880	$970	$1,270	$1,720	$2,110	+$110 (+9.5%)	13% below
13651	$880	$970	$1,270	$1,720	$2,110	+$110 (+9.5%)	13% below
13656	$940	$1,030	$1,350	$1,850	$2,210	+$190 (+16.4%)	7% below
13659	$880	$970	$1,270	$1,720	$2,110	+$100 (+8.5%)	13% below
13661	$900	$1,020	$1,270	$1,720	$2,110	+$80 (+6.7%)	13% below
13665	$880	$970	$1,270	$1,720	$2,110	+$110 (+9.5%)	13% below
13671	$1,010	$1,110	$1,450	$1,990	$2,370	+$40 (+2.8%)	about the same as
13673	$880	$970	$1,270	$1,720	$2,110	+$80 (+6.7%)	13% below
13674	$880	$970	$1,270	$1,720	$2,110	+$110 (+9.5%)	13% below
13675	$880	$970	$1,270	$1,720	$2,110	+$110 (+9.5%)	13% below
13679	$880	$970	$1,270	$1,720	$2,110	+$110 (+9.5%)	13% below
13682	$1,090	$1,190	$1,560	$2,140	$2,550	+$50 (+3.3%)	7% above
13685	$1,110	$1,220	$1,600	$2,200	$2,620	+$30 (+1.9%)	10% above
13691	$880	$970	$1,270	$1,720	$2,110	+$110 (+9.5%)	13% below
13692	$1,010	$1,110	$1,450	$1,990	$2,370	+$40 (+2.8%)	about the same as
13693	$880	$970	$1,270	$1,720	$2,110	+$90 (+7.6%)	13% below

Sources

U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).

Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.