New York · FIPS 36045 · HUD FY 2027
Jefferson County, New York Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Jefferson County is $1,453 a month (rent plus utilities), 39% below the New York average of $2,402 and 17% below the U.S. average of $1,761. That is up $48 (3.4%) from FY 2026. At 30% of income, a household needs about $58,120 a year to afford it.
- $1,4532-bedroom FMR+$48 (+3.4%) vs FY 2026
- $1,1111-bedroom FMRNew York: $2,120 · U.S.: $1,478
- $58,120Income for a 2-bedroom$28/hour full-time
- 24 of 622BR rank in New York1 = highest rent
| Unit | Jefferson County FY 2027 | FY 2026 | Change | New York avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $1,012 | $969 | +$43 (+4.4%) | $1,968 | $1,379 | $40,480 |
| 1 bedroom | $1,111 | $1,071 | +$40 (+3.7%) | $2,120 | $1,478 | $44,440 |
| 2 bedrooms | $1,453 | $1,405 | +$48 (+3.4%) | $2,402 | $1,761 | $58,120 |
| 3 bedrooms | $1,995 | $1,907 | +$88 (+4.6%) | $3,028 | $2,266 | $79,800 |
| 4 bedrooms | $2,376 | $2,340 | +$36 (+1.5%) | $3,310 | $2,607 | $95,040 |
How Jefferson County compares
- HUD sets this rent for the Watertown-Fort Drum, NY metro FMR area, which covers 115,040 residents in 1 county.
- Across New York, 2-bedroom FMRs run from $1,014 (Wyoming County) to $2,971 (Bronx County).
- Studio to 4-bedroom: $1,012, $1,111, $1,453, $1,995, $2,376. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 38 ZIP codes mostly in Jefferson County (by land area), the 2-bedroom figure ranges from $1,270 to $1,800.
Small Area FMRs by ZIP code in Jefferson County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 13601 | $950 | $1,040 | $1,360 | $1,870 | $2,220 | +$70 (+5.4%) | 6% below |
| 13602 | $1,110 | $1,230 | $1,600 | $2,190 | $2,600 | −$60 (−3.6%) | 10% above |
| 13603 | $1,250 | $1,380 | $1,800 | $2,470 | $2,940 | +$60 (+3.4%) | 24% above |
| 13605 | $880 | $970 | $1,270 | $1,720 | $2,110 | +$110 (+9.5%) | 13% below |
| 13606 | $970 | $1,070 | $1,400 | $1,920 | $2,290 | +$40 (+2.9%) | 4% below |
| 13607 | $880 | $970 | $1,270 | $1,720 | $2,110 | +$110 (+9.5%) | 13% below |
| 13608 | $880 | $970 | $1,270 | $1,720 | $2,110 | +$110 (+9.5%) | 13% below |
| 13611 | $880 | $970 | $1,270 | $1,720 | $2,110 | +$110 (+9.5%) | 13% below |
| 13612 | $880 | $970 | $1,270 | $1,730 | $2,110 | +$110 (+9.5%) | 13% below |
| 13615 | $880 | $970 | $1,270 | $1,720 | $2,110 | +$110 (+9.5%) | 13% below |
| 13616 | $1,030 | $1,130 | $1,480 | $2,030 | $2,420 | +$60 (+4.2%) | 2% above |
| 13618 | $880 | $970 | $1,270 | $1,720 | $2,110 | +$110 (+9.5%) | 13% below |
| 13619 | $900 | $1,000 | $1,290 | $1,770 | $2,110 | +$30 (+2.4%) | 11% below |
| 13622 | $910 | $990 | $1,300 | $1,780 | $2,130 | +$20 (+1.6%) | 11% below |
| 13624 | $880 | $970 | $1,270 | $1,730 | $2,110 | +$100 (+8.5%) | 13% below |
| 13628 | $930 | $1,020 | $1,340 | $1,840 | $2,190 | +$160 (+13.6%) | 8% below |
| 13632 | $920 | $1,010 | $1,320 | $1,810 | $2,160 | +$90 (+7.3%) | 9% below |
| 13634 | $880 | $970 | $1,270 | $1,720 | $2,110 | +$100 (+8.5%) | 13% below |
| 13636 | $880 | $970 | $1,270 | $1,720 | $2,110 | +$110 (+9.5%) | 13% below |
| 13637 | $1,070 | $1,170 | $1,530 | $2,100 | $2,500 | +$30 (+2.0%) | 5% above |
| 13638 | $880 | $970 | $1,270 | $1,740 | $2,110 | +$110 (+9.5%) | 13% below |
| 13640 | $880 | $970 | $1,270 | $1,720 | $2,110 | +$110 (+9.5%) | 13% below |
| 13641 | $880 | $970 | $1,270 | $1,720 | $2,110 | +$110 (+9.5%) | 13% below |
| 13643 | $900 | $1,000 | $1,290 | $1,770 | $2,110 | +$30 (+2.4%) | 11% below |
| 13650 | $880 | $970 | $1,270 | $1,720 | $2,110 | +$110 (+9.5%) | 13% below |
| 13651 | $880 | $970 | $1,270 | $1,720 | $2,110 | +$110 (+9.5%) | 13% below |
| 13656 | $940 | $1,030 | $1,350 | $1,850 | $2,210 | +$190 (+16.4%) | 7% below |
| 13659 | $880 | $970 | $1,270 | $1,720 | $2,110 | +$100 (+8.5%) | 13% below |
| 13661 | $900 | $1,020 | $1,270 | $1,720 | $2,110 | +$80 (+6.7%) | 13% below |
| 13673 | $880 | $970 | $1,270 | $1,720 | $2,110 | +$80 (+6.7%) | 13% below |
| 13674 | $880 | $970 | $1,270 | $1,720 | $2,110 | +$110 (+9.5%) | 13% below |
| 13675 | $880 | $970 | $1,270 | $1,720 | $2,110 | +$110 (+9.5%) | 13% below |
| 13679 | $880 | $970 | $1,270 | $1,720 | $2,110 | +$110 (+9.5%) | 13% below |
| 13682 | $1,090 | $1,190 | $1,560 | $2,140 | $2,550 | +$50 (+3.3%) | 7% above |
| 13685 | $1,110 | $1,220 | $1,600 | $2,200 | $2,620 | +$30 (+1.9%) | 10% above |
| 13691 | $880 | $970 | $1,270 | $1,720 | $2,110 | +$110 (+9.5%) | 13% below |
| 13692 | $1,010 | $1,110 | $1,450 | $1,990 | $2,370 | +$40 (+2.8%) | about the same as |
| 13693 | $880 | $970 | $1,270 | $1,720 | $2,110 | +$90 (+7.6%) | 13% below |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.