Michigan · FIPS 26107 · HUD FY 2027
Mecosta County, Michigan Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Mecosta County is $1,063 a month (rent plus utilities), 22% below the Michigan average of $1,361 and 40% below the U.S. average of $1,761. That is up $53 (5.2%) from FY 2026. At 30% of income, a household needs about $42,520 a year to afford it.
- $1,0632-bedroom FMR+$53 (+5.2%) vs FY 2026
- $8631-bedroom FMRMichigan: $1,101 · U.S.: $1,478
- $42,520Income for a 2-bedroom$20/hour full-time
- 46 of 832BR rank in Michigan1 = highest rent
| Unit | Mecosta County FY 2027 | FY 2026 | Change | Michigan avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $758 | $715 | +$43 (+6.0%) | $1,003 | $1,379 | $30,320 |
| 1 bedroom | $863 | $796 | +$67 (+8.4%) | $1,101 | $1,478 | $34,520 |
| 2 bedrooms | $1,063 | $1,010 | +$53 (+5.2%) | $1,361 | $1,761 | $42,520 |
| 3 bedrooms | $1,323 | $1,288 | +$35 (+2.7%) | $1,697 | $2,266 | $52,920 |
| 4 bedrooms | $1,644 | $1,432 | +$212 (+14.8%) | $1,873 | $2,607 | $65,760 |
How Mecosta County compares
- Mecosta County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Michigan, 2-bedroom FMRs run from $1,014 (Tuscola County) to $1,804 (Washtenaw County).
- Studio to 4-bedroom: $758, $863, $1,063, $1,323, $1,644. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 8 ZIP codes mostly in Mecosta County (by land area), the 2-bedroom figure ranges from $1,010 to $1,100.
Small Area FMRs by ZIP code in Mecosta County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 49305 | $790 | $830 | $1,010 | $1,280 | $1,560 | +$40 (+4.1%) | 5% below |
| 49307 | $770 | $870 | $1,080 | $1,350 | $1,660 | +$70 (+6.9%) | 2% above |
| 49320 | $720 | $820 | $1,010 | $1,260 | $1,580 | −$50 (−4.7%) | 5% below |
| 49332 | $730 | $840 | $1,030 | $1,280 | $1,590 | +$60 (+6.2%) | 3% below |
| 49336 | $780 | $920 | $1,100 | $1,370 | $1,690 | +$10 (+0.9%) | 3% above |
| 49340 | $790 | $830 | $1,010 | $1,290 | $1,530 | +$40 (+4.1%) | 5% below |
| 49342 | $760 | $870 | $1,070 | $1,330 | $1,660 | −$30 (−2.7%) | 1% above |
| 49346 | $720 | $820 | $1,010 | $1,260 | $1,580 | +$40 (+4.1%) | 5% below |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.