Michigan · FIPS 26125 · HUD FY 2027
Oakland County, Michigan Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Oakland County is $1,459 a month (rent plus utilities), 7% above the Michigan average of $1,361 and 17% below the U.S. average of $1,761. That is up $48 (3.4%) from FY 2026. At 30% of income, a household needs about $58,360 a year to afford it.
- $1,4592-bedroom FMR+$48 (+3.4%) vs FY 2026
- $1,1671-bedroom FMRMichigan: $1,101 · U.S.: $1,478
- $58,360Income for a 2-bedroom$28/hour full-time
- 6 of 832BR rank in Michigan1 = highest rent
| Unit | Oakland County FY 2027 | FY 2026 | Change | Michigan avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $1,047 | $1,009 | +$38 (+3.8%) | $1,003 | $1,379 | $41,880 |
| 1 bedroom | $1,167 | $1,122 | +$45 (+4.0%) | $1,101 | $1,478 | $46,680 |
| 2 bedrooms | $1,459 | $1,411 | +$48 (+3.4%) | $1,361 | $1,761 | $58,360 |
| 3 bedrooms | $1,777 | $1,724 | +$53 (+3.1%) | $1,697 | $2,266 | $71,080 |
| 4 bedrooms | $1,929 | $1,868 | +$61 (+3.3%) | $1,873 | $2,607 | $77,160 |
How Oakland County compares
- HUD sets this rent for the Detroit-Warren-Livonia, MI metro FMR area, which covers 4,180,995 residents in 5 counties.
- Across Michigan, 2-bedroom FMRs run from $1,014 (Tuscola County) to $1,804 (Washtenaw County).
- Studio to 4-bedroom: $1,047, $1,167, $1,459, $1,777, $1,929. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 68 ZIP codes mostly in Oakland County (by land area), the 2-bedroom figure ranges from $1,100 to $2,190.
Small Area FMRs by ZIP code in Oakland County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 48009 | $1,570 | $1,750 | $2,190 | $2,670 | $2,900 | +$70 (+3.3%) | 50% above |
| 48017 | $1,080 | $1,210 | $1,510 | $1,840 | $2,000 | +$100 (+7.1%) | 3% above |
| 48025 | $1,570 | $1,750 | $2,190 | $2,670 | $2,900 | +$70 (+3.3%) | 50% above |
| 48030 | $1,130 | $1,260 | $1,570 | $1,910 | $2,080 | +$70 (+4.7%) | 8% above |
| 48033 | $1,130 | $1,260 | $1,580 | $1,920 | $2,090 | +$40 (+2.6%) | 8% above |
| 48034 | $1,130 | $1,260 | $1,570 | $1,910 | $2,080 | −$50 (−3.1%) | 8% above |
| 48067 | $1,300 | $1,450 | $1,810 | $2,200 | $2,390 | +$40 (+2.3%) | 24% above |
| 48069 | $1,520 | $1,700 | $2,120 | $2,580 | $2,800 | no change | 45% above |
| 48070 | $1,570 | $1,750 | $2,190 | $2,670 | $2,900 | +$70 (+3.3%) | 50% above |
| 48071 | $1,030 | $1,140 | $1,430 | $1,740 | $1,890 | +$50 (+3.6%) | 2% below |
| 48072 | $1,260 | $1,410 | $1,760 | $2,140 | $2,330 | +$60 (+3.5%) | 21% above |
| 48073 | $1,230 | $1,370 | $1,710 | $2,080 | $2,260 | +$90 (+5.6%) | 17% above |
| 48075 | $1,130 | $1,260 | $1,570 | $1,910 | $2,080 | −$30 (−1.9%) | 8% above |
| 48076 | $1,260 | $1,410 | $1,760 | $2,140 | $2,330 | +$60 (+3.5%) | 21% above |
| 48083 | $1,300 | $1,450 | $1,810 | $2,200 | $2,390 | +$60 (+3.4%) | 24% above |
| 48084 | $1,510 | $1,680 | $2,100 | $2,560 | $2,780 | +$100 (+5.0%) | 44% above |
| 48085 | $1,570 | $1,750 | $2,190 | $2,670 | $2,900 | +$70 (+3.3%) | 50% above |
| 48098 | $1,440 | $1,600 | $2,000 | $2,440 | $2,640 | +$60 (+3.1%) | 37% above |
| 48165 | $1,340 | $1,500 | $1,870 | $2,280 | $2,470 | +$170 (+10.0%) | 28% above |
| 48167 | $1,420 | $1,560 | $1,950 | $2,370 | $2,570 | +$90 (+4.8%) | 34% above |
| 48178 | $1,130 | $1,250 | $1,520 | $1,920 | $2,120 | +$70 (+4.8%) | 4% above |
| 48220 | $1,170 | $1,300 | $1,630 | $1,980 | $2,150 | +$90 (+5.8%) | 12% above |
| 48237 | $1,230 | $1,380 | $1,720 | $2,090 | $2,270 | +$60 (+3.6%) | 18% above |
| 48301 | $1,570 | $1,750 | $2,190 | $2,670 | $2,900 | +$70 (+3.3%) | 50% above |
| 48302 | $1,570 | $1,750 | $2,190 | $2,670 | $2,900 | +$130 (+6.3%) | 50% above |
| 48304 | $1,330 | $1,480 | $1,850 | $2,250 | $2,450 | −$30 (−1.6%) | 27% above |
| 48306 | $1,210 | $1,350 | $1,690 | $2,060 | $2,230 | +$20 (+1.2%) | 16% above |
| 48307 | $1,350 | $1,500 | $1,880 | $2,290 | $2,490 | +$70 (+3.9%) | 29% above |
| 48309 | $1,350 | $1,500 | $1,880 | $2,290 | $2,490 | +$70 (+3.9%) | 29% above |
| 48320 | $1,050 | $1,170 | $1,460 | $1,780 | $1,930 | no change | about the same as |
| 48322 | $1,570 | $1,750 | $2,190 | $2,670 | $2,900 | +$70 (+3.3%) | 50% above |
| 48323 | $1,470 | $1,640 | $2,040 | $2,490 | $2,700 | +$70 (+3.6%) | 40% above |
| 48324 | $1,300 | $1,450 | $1,810 | $2,200 | $2,390 | +$60 (+3.4%) | 24% above |
| 48326 | $1,240 | $1,380 | $1,730 | $2,110 | $2,290 | +$90 (+5.5%) | 19% above |
| 48327 | $940 | $1,050 | $1,310 | $1,600 | $1,730 | +$50 (+4.0%) | 10% below |
| 48328 | $930 | $1,040 | $1,300 | $1,580 | $1,720 | −$50 (−3.7%) | 11% below |
| 48329 | $1,180 | $1,320 | $1,650 | $2,010 | $2,180 | −$70 (−4.1%) | 13% above |
| 48331 | $1,560 | $1,740 | $2,180 | $2,650 | $2,880 | +$60 (+2.8%) | 49% above |
| 48334 | $1,370 | $1,530 | $1,910 | $2,330 | $2,520 | +$60 (+3.2%) | 31% above |
| 48335 | $1,420 | $1,580 | $1,980 | $2,410 | $2,620 | +$90 (+4.8%) | 36% above |
| 48336 | $1,030 | $1,140 | $1,430 | $1,740 | $1,890 | +$60 (+4.4%) | 2% below |
| 48340 | $1,000 | $1,110 | $1,390 | $1,690 | $1,840 | +$70 (+5.3%) | 5% below |
| 48341 | $830 | $930 | $1,160 | $1,410 | $1,530 | +$40 (+3.6%) | 20% below |
| 48342 | $950 | $1,060 | $1,320 | $1,610 | $1,740 | +$70 (+5.6%) | 10% below |
| 48346 | $1,220 | $1,360 | $1,700 | $2,070 | $2,250 | +$70 (+4.3%) | 17% above |
| 48348 | $1,040 | $1,160 | $1,450 | $1,770 | $1,920 | −$10 (−0.7%) | 1% below |
| 48350 | $1,140 | $1,270 | $1,590 | $1,940 | $2,100 | +$40 (+2.6%) | 9% above |
| 48356 | $790 | $880 | $1,100 | $1,340 | $1,450 | −$100 (−8.3%) | 25% below |
| 48357 | $980 | $1,090 | $1,360 | $1,660 | $1,800 | +$90 (+7.1%) | 7% below |
| 48359 | $1,170 | $1,300 | $1,630 | $1,980 | $2,150 | +$90 (+5.8%) | 12% above |
| 48360 | $1,170 | $1,300 | $1,630 | $1,980 | $2,150 | +$50 (+3.2%) | 12% above |
| 48362 | $980 | $1,090 | $1,360 | $1,660 | $1,800 | −$10 (−0.7%) | 7% below |
| 48363 | $1,080 | $1,200 | $1,500 | $1,830 | $1,990 | +$10 (+0.7%) | 3% above |
| 48367 | $980 | $1,100 | $1,370 | $1,670 | $1,810 | no change | 6% below |
| 48370 | $1,040 | $1,160 | $1,450 | $1,760 | $1,910 | +$60 (+4.3%) | 1% below |
| 48371 | $1,100 | $1,220 | $1,530 | $1,860 | $2,020 | +$120 (+8.5%) | 5% above |
| 48374 | $1,570 | $1,750 | $2,190 | $2,670 | $2,900 | +$70 (+3.3%) | 50% above |
| 48375 | $1,570 | $1,750 | $2,190 | $2,670 | $2,900 | +$70 (+3.3%) | 50% above |
| 48377 | $1,170 | $1,300 | $1,630 | $1,980 | $2,150 | +$80 (+5.2%) | 12% above |
| 48380 | $1,210 | $1,370 | $1,700 | $2,150 | $2,350 | −$180 (−9.6%) | 17% above |
| 48381 | $1,130 | $1,260 | $1,570 | $1,910 | $2,080 | +$100 (+6.8%) | 8% above |
| 48382 | $1,510 | $1,690 | $2,110 | $2,570 | $2,790 | +$100 (+5.0%) | 45% above |
| 48383 | $1,230 | $1,370 | $1,710 | $2,080 | $2,260 | +$160 (+10.3%) | 17% above |
| 48386 | $1,280 | $1,420 | $1,780 | $2,170 | $2,350 | +$70 (+4.1%) | 22% above |
| 48390 | $1,410 | $1,570 | $1,960 | $2,390 | $2,590 | no change | 34% above |
| 48393 | $860 | $960 | $1,200 | $1,460 | $1,590 | +$70 (+6.2%) | 18% below |
| 48442 | $1,090 | $1,220 | $1,520 | $1,860 | $2,030 | +$80 (+5.6%) | 4% above |
| 48462 | $830 | $930 | $1,160 | $1,410 | $1,530 | −$10 (−0.9%) | 20% below |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.