Minnesota · FIPS 27023 · HUD FY 2027
Chippewa County, Minnesota Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Chippewa County is $1,014 a month (rent plus utilities), 33% below the Minnesota average of $1,507 and 42% below the U.S. average of $1,761. That is up $41 (4.2%) from FY 2026. At 30% of income, a household needs about $40,560 a year to afford it.
- $1,0142-bedroom FMR+$41 (+4.2%) vs FY 2026
- $7841-bedroom FMRMinnesota: $1,231 · U.S.: $1,478
- $40,560Income for a 2-bedroom$20/hour full-time
- 53 of 872BR rank in Minnesota1 = highest rent
| Unit | Chippewa County FY 2027 | FY 2026 | Change | Minnesota avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $706 | $671 | +$35 (+5.2%) | $1,102 | $1,379 | $28,240 |
| 1 bedroom | $784 | $772 | +$12 (+1.6%) | $1,231 | $1,478 | $31,360 |
| 2 bedrooms | $1,014 | $973 | +$41 (+4.2%) | $1,507 | $1,761 | $40,560 |
| 3 bedrooms | $1,404 | $1,353 | +$51 (+3.8%) | $1,980 | $2,266 | $56,160 |
| 4 bedrooms | $1,443 | $1,382 | +$61 (+4.4%) | $2,243 | $2,607 | $57,720 |
How Chippewa County compares
- Chippewa County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Minnesota, 2-bedroom FMRs run from $1,014 (Yellow Medicine County) to $1,734 (Anoka County).
- Studio to 4-bedroom: $706, $784, $1,014, $1,404, $1,443. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 5 ZIP codes mostly in Chippewa County (by land area), the 2-bedroom figure ranges from $1,010 to $1,270.
Small Area FMRs by ZIP code in Chippewa County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 56222 | $870 | $970 | $1,250 | $1,730 | $1,780 | no change | 23% above |
| 56260 | $840 | $920 | $1,180 | $1,640 | $1,710 | +$210 (+21.6%) | 16% above |
| 56262 | $890 | $990 | $1,270 | $1,760 | $1,810 | +$290 (+29.6%) | 25% above |
| 56265 | $710 | $790 | $1,010 | $1,410 | $1,460 | +$40 (+4.1%) | about the same as |
| 56295 | $710 | $780 | $1,010 | $1,410 | $1,450 | +$40 (+4.1%) | about the same as |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.