New Jersey · FIPS 34031 · HUD FY 2027
Passaic County, New Jersey Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Passaic County is $2,282 a month (rent plus utilities), 1% above the New Jersey average of $2,268 and 30% above the U.S. average of $1,761. That is down $42 (1.8%) from FY 2026. At 30% of income, a household needs about $91,280 a year to afford it.
- $2,2822-bedroom FMR−$42 (−1.8%) vs FY 2026
- $1,9871-bedroom FMRNew Jersey: $1,891 · U.S.: $1,478
- $91,280Income for a 2-bedroom$44/hour full-time
- 7 of 212BR rank in New Jersey1 = highest rent
| Unit | Passaic County FY 2027 | FY 2026 | Change | New Jersey avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $1,772 | $1,778 | −$6 (−0.3%) | $1,725 | $1,379 | $70,880 |
| 1 bedroom | $1,987 | $2,024 | −$37 (−1.8%) | $1,891 | $1,478 | $79,480 |
| 2 bedrooms | $2,282 | $2,324 | −$42 (−1.8%) | $2,268 | $1,761 | $91,280 |
| 3 bedrooms | $2,771 | $2,835 | −$64 (−2.3%) | $2,793 | $2,266 | $110,840 |
| 4 bedrooms | $3,497 | $3,618 | −$121 (−3.3%) | $3,206 | $2,607 | $139,880 |
How Passaic County compares
- HUD sets this rent for the Bergen-Passaic, NJ metro FMR area, which covers 1,483,328 residents in 2 counties.
- Across New Jersey, 2-bedroom FMRs run from $1,704 (Cumberland County) to $2,792 (Hudson County).
- Studio to 4-bedroom: $1,772, $1,987, $2,282, $2,771, $3,497. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 27 ZIP codes mostly in Passaic County (by land area), the 2-bedroom figure ranges from $1,610 to $2,820.
Small Area FMRs by ZIP code in Passaic County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 07011 | $1,740 | $1,950 | $2,240 | $2,720 | $3,430 | −$10 (−0.4%) | 2% below |
| 07012 | $1,720 | $1,920 | $2,210 | $2,680 | $3,390 | −$50 (−2.2%) | 3% below |
| 07013 | $1,790 | $2,010 | $2,310 | $2,810 | $3,540 | −$50 (−2.1%) | 1% above |
| 07014 | $2,150 | $2,410 | $2,770 | $3,360 | $4,240 | +$150 (+5.7%) | 21% above |
| 07055 | $1,490 | $1,670 | $1,920 | $2,330 | $2,940 | +$30 (+1.6%) | 16% below |
| 07403 | $1,780 | $1,990 | $2,290 | $2,780 | $3,510 | −$190 (−7.7%) | about the same as |
| 07420 | $1,710 | $1,920 | $2,200 | $2,670 | $3,410 | −$230 (−9.5%) | 4% below |
| 07421 | $2,190 | $2,460 | $2,820 | $3,430 | $4,320 | −$200 (−6.6%) | 24% above |
| 07424 | $1,790 | $2,000 | $2,300 | $2,790 | $3,520 | −$10 (−0.4%) | 1% above |
| 07435 | $1,630 | $1,830 | $2,180 | $2,700 | $3,180 | −$60 (−2.7%) | 4% below |
| 07442 | $1,850 | $2,070 | $2,380 | $2,890 | $3,650 | +$10 (+0.4%) | 4% above |
| 07456 | $2,090 | $2,340 | $2,690 | $3,270 | $4,120 | −$170 (−5.9%) | 18% above |
| 07465 | $2,060 | $2,310 | $2,650 | $3,220 | $4,060 | −$250 (−8.6%) | 16% above |
| 07470 | $2,070 | $2,330 | $2,670 | $3,240 | $4,090 | +$10 (+0.4%) | 17% above |
| 07480 | $1,490 | $1,670 | $1,920 | $2,330 | $2,940 | −$100 (−5.0%) | 16% below |
| 07501 | $1,530 | $1,720 | $1,970 | $2,390 | $3,020 | +$70 (+3.7%) | 14% below |
| 07502 | $1,550 | $1,730 | $1,990 | $2,420 | $3,050 | no change | 13% below |
| 07503 | $1,630 | $1,830 | $2,100 | $2,550 | $3,220 | −$20 (−0.9%) | 8% below |
| 07504 | $1,480 | $1,660 | $1,910 | $2,320 | $2,930 | −$80 (−4.0%) | 16% below |
| 07505 | $1,250 | $1,400 | $1,610 | $1,960 | $2,470 | −$10 (−0.6%) | 29% below |
| 07506 | $1,790 | $2,010 | $2,310 | $2,810 | $3,540 | −$50 (−2.1%) | 1% above |
| 07508 | $1,740 | $1,950 | $2,240 | $2,720 | $3,430 | −$60 (−2.6%) | 2% below |
| 07512 | $1,790 | $2,010 | $2,310 | $2,810 | $3,540 | +$90 (+4.1%) | 1% above |
| 07513 | $1,630 | $1,830 | $2,100 | $2,550 | $3,220 | −$30 (−1.4%) | 8% below |
| 07514 | $1,510 | $1,700 | $1,950 | $2,370 | $2,990 | −$30 (−1.5%) | 15% below |
| 07522 | $1,550 | $1,740 | $2,000 | $2,430 | $3,060 | +$30 (+1.5%) | 12% below |
| 07524 | $1,460 | $1,640 | $1,880 | $2,280 | $2,880 | −$80 (−4.1%) | 18% below |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.