New York · FIPS 36009 · HUD FY 2027
Cattaraugus County, New York Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Cattaraugus County is $1,014 a month (rent plus utilities), 58% below the New York average of $2,402 and 42% below the U.S. average of $1,761. That is up $7 (0.7%) from FY 2026. At 30% of income, a household needs about $40,560 a year to afford it.
- $1,0142-bedroom FMR+$7 (+0.7%) vs FY 2026
- $7941-bedroom FMRNew York: $2,120 · U.S.: $1,478
- $40,560Income for a 2-bedroom$20/hour full-time
- 56 of 622BR rank in New York1 = highest rent
| Unit | Cattaraugus County FY 2027 | FY 2026 | Change | New York avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $742 | $778 | −$36 (−4.6%) | $1,968 | $1,379 | $29,680 |
| 1 bedroom | $794 | $783 | +$11 (+1.4%) | $2,120 | $1,478 | $31,760 |
| 2 bedrooms | $1,014 | $1,007 | +$7 (+0.7%) | $2,402 | $1,761 | $40,560 |
| 3 bedrooms | $1,274 | $1,232 | +$42 (+3.4%) | $3,028 | $2,266 | $50,960 |
| 4 bedrooms | $1,438 | $1,420 | +$18 (+1.3%) | $3,310 | $2,607 | $57,520 |
How Cattaraugus County compares
- Cattaraugus County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across New York, 2-bedroom FMRs run from $1,014 (Wyoming County) to $2,971 (Bronx County).
- Studio to 4-bedroom: $742, $794, $1,014, $1,274, $1,438. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 27 ZIP codes mostly in Cattaraugus County (by land area), the 2-bedroom figure ranges from $1,010 to $1,340.
Small Area FMRs by ZIP code in Cattaraugus County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 14041 | $910 | $970 | $1,240 | $1,560 | $1,760 | +$250 (+25.3%) | 22% above |
| 14042 | $800 | $860 | $1,100 | $1,380 | $1,560 | +$60 (+5.8%) | 8% above |
| 14065 | $760 | $800 | $1,030 | $1,290 | $1,500 | +$20 (+2.0%) | 2% above |
| 14070 | $790 | $830 | $1,010 | $1,250 | $1,430 | +$30 (+3.1%) | about the same as |
| 14101 | $930 | $990 | $1,270 | $1,600 | $1,800 | +$100 (+8.5%) | 25% above |
| 14129 | $860 | $920 | $1,170 | $1,470 | $1,660 | +$110 (+10.4%) | 15% above |
| 14138 | $760 | $820 | $1,050 | $1,340 | $1,480 | +$30 (+2.9%) | 4% above |
| 14168 | $830 | $880 | $1,100 | $1,380 | $1,560 | +$70 (+6.8%) | 8% above |
| 14171 | $740 | $790 | $1,010 | $1,280 | $1,450 | +$40 (+4.1%) | about the same as |
| 14173 | $840 | $880 | $1,090 | $1,370 | $1,600 | +$40 (+3.8%) | 7% above |
| 14706 | $780 | $840 | $1,070 | $1,340 | $1,520 | +$30 (+2.9%) | 6% above |
| 14719 | $740 | $790 | $1,010 | $1,280 | $1,450 | +$40 (+4.1%) | about the same as |
| 14726 | $970 | $1,050 | $1,340 | $1,700 | $1,890 | +$50 (+3.9%) | 32% above |
| 14729 | $740 | $790 | $1,010 | $1,280 | $1,450 | +$40 (+4.1%) | about the same as |
| 14731 | $740 | $790 | $1,010 | $1,280 | $1,450 | +$10 (+1.0%) | about the same as |
| 14737 | $740 | $790 | $1,010 | $1,280 | $1,450 | +$10 (+1.0%) | about the same as |
| 14741 | $750 | $800 | $1,030 | $1,290 | $1,460 | +$30 (+3.0%) | 2% above |
| 14743 | $820 | $880 | $1,120 | $1,410 | $1,590 | +$30 (+2.8%) | 10% above |
| 14748 | $740 | $790 | $1,010 | $1,280 | $1,450 | +$40 (+4.1%) | about the same as |
| 14753 | $740 | $790 | $1,010 | $1,280 | $1,450 | +$40 (+4.1%) | about the same as |
| 14755 | $740 | $790 | $1,010 | $1,280 | $1,450 | +$40 (+4.1%) | about the same as |
| 14760 | $760 | $810 | $1,040 | $1,310 | $1,470 | no change | 3% above |
| 14772 | $740 | $790 | $1,010 | $1,280 | $1,450 | +$40 (+4.1%) | about the same as |
| 14778 | $760 | $820 | $1,050 | $1,320 | $1,480 | +$10 (+1.0%) | 4% above |
| 14779 | $740 | $790 | $1,010 | $1,280 | $1,450 | +$30 (+3.1%) | about the same as |
| 14783 | $750 | $810 | $1,030 | $1,310 | $1,460 | +$30 (+3.0%) | 2% above |
| 14788 | $760 | $810 | $1,040 | $1,310 | $1,470 | no change | 3% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.