New York · FIPS 36025 · HUD FY 2027
Delaware County, New York Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Delaware County is $1,017 a month (rent plus utilities), 58% below the New York average of $2,402 and 42% below the U.S. average of $1,761. That is down $16 (1.5%) from FY 2026. At 30% of income, a household needs about $40,680 a year to afford it.
- $1,0172-bedroom FMR−$16 (−1.5%) vs FY 2026
- $8581-bedroom FMRNew York: $2,120 · U.S.: $1,478
- $40,680Income for a 2-bedroom$20/hour full-time
- 55 of 622BR rank in New York1 = highest rent
| Unit | Delaware County FY 2027 | FY 2026 | Change | New York avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $732 | $813 | −$81 (−10.0%) | $1,968 | $1,379 | $29,280 |
| 1 bedroom | $858 | $884 | −$26 (−2.9%) | $2,120 | $1,478 | $34,320 |
| 2 bedrooms | $1,017 | $1,033 | −$16 (−1.5%) | $2,402 | $1,761 | $40,680 |
| 3 bedrooms | $1,408 | $1,437 | −$29 (−2.0%) | $3,028 | $2,266 | $56,320 |
| 4 bedrooms | $1,442 | $1,490 | −$48 (−3.2%) | $3,310 | $2,607 | $57,680 |
How Delaware County compares
- Delaware County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across New York, 2-bedroom FMRs run from $1,014 (Wyoming County) to $2,971 (Bronx County).
- Studio to 4-bedroom: $732, $858, $1,017, $1,408, $1,442. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 34 ZIP codes mostly in Delaware County (by land area), the 2-bedroom figure ranges from $1,010 to $1,880.
Small Area FMRs by ZIP code in Delaware County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 12421 | $740 | $870 | $1,050 | $1,430 | $1,530 | +$20 (+1.9%) | 3% above |
| 12434 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 | +$200 (+14.9%) | 51% above |
| 12438 | $740 | $860 | $1,020 | $1,410 | $1,450 | −$10 (−1.0%) | about the same as |
| 12441 | $1,310 | $1,440 | $1,880 | $2,280 | $2,470 | +$260 (+16.0%) | 85% above |
| 12455 | $1,180 | $1,250 | $1,640 | $2,030 | $2,170 | +$20 (+1.2%) | 61% above |
| 12459 | $740 | $860 | $1,020 | $1,410 | $1,450 | −$10 (−1.0%) | about the same as |
| 12474 | $740 | $860 | $1,010 | $1,410 | $1,450 | +$40 (+4.1%) | 1% below |
| 12760 | $940 | $1,040 | $1,260 | $1,720 | $1,830 | −$30 (−2.3%) | 24% above |
| 12776 | $1,020 | $1,110 | $1,360 | $1,880 | $1,910 | −$110 (−7.5%) | 34% above |
| 13731 | $1,180 | $1,250 | $1,640 | $2,030 | $2,170 | +$20 (+1.2%) | 61% above |
| 13739 | $1,080 | $1,170 | $1,370 | $1,900 | $1,980 | −$150 (−9.9%) | 35% above |
| 13740 | $850 | $950 | $1,120 | $1,550 | $1,590 | −$70 (−5.9%) | 10% above |
| 13750 | $770 | $870 | $1,110 | $1,410 | $1,470 | +$40 (+3.7%) | 9% above |
| 13751 | $830 | $1,010 | $1,190 | $1,650 | $1,700 | +$210 (+21.4%) | 17% above |
| 13752 | $840 | $980 | $1,160 | $1,610 | $1,640 | −$20 (−1.7%) | 14% above |
| 13753 | $870 | $960 | $1,140 | $1,580 | $1,620 | −$80 (−6.6%) | 12% above |
| 13755 | $900 | $1,020 | $1,230 | $1,700 | $1,740 | +$260 (+26.8%) | 21% above |
| 13756 | $830 | $960 | $1,150 | $1,590 | $1,630 | +$30 (+2.7%) | 13% above |
| 13757 | $1,040 | $1,270 | $1,500 | $2,080 | $2,130 | +$250 (+20.0%) | 47% above |
| 13774 | $740 | $860 | $1,020 | $1,410 | $1,450 | −$10 (−1.0%) | about the same as |
| 13775 | $770 | $870 | $1,110 | $1,410 | $1,470 | +$40 (+3.7%) | 9% above |
| 13782 | $740 | $860 | $1,020 | $1,410 | $1,450 | +$10 (+1.0%) | about the same as |
| 13783 | $860 | $1,030 | $1,220 | $1,690 | $1,730 | +$10 (+0.8%) | 20% above |
| 13786 | $740 | $880 | $1,050 | $1,380 | $1,440 | +$30 (+2.9%) | 3% above |
| 13788 | $740 | $860 | $1,010 | $1,410 | $1,450 | +$40 (+4.1%) | 1% below |
| 13804 | $970 | $1,110 | $1,320 | $1,830 | $1,870 | −$40 (−2.9%) | 30% above |
| 13806 | $1,010 | $1,220 | $1,450 | $1,980 | $2,050 | +$200 (+16.0%) | 43% above |
| 13838 | $770 | $870 | $1,110 | $1,410 | $1,470 | +$40 (+3.7%) | 9% above |
| 13839 | $740 | $860 | $1,010 | $1,410 | $1,450 | +$40 (+4.1%) | 1% below |
| 13842 | $870 | $950 | $1,130 | $1,550 | $1,600 | −$90 (−7.4%) | 11% above |
| 13846 | $830 | $990 | $1,190 | $1,610 | $1,670 | +$90 (+8.2%) | 17% above |
| 13847 | $740 | $860 | $1,010 | $1,410 | $1,450 | +$40 (+4.1%) | 1% below |
| 13856 | $740 | $860 | $1,010 | $1,410 | $1,450 | +$40 (+4.1%) | 1% below |
| 13860 | $910 | $1,020 | $1,300 | $1,590 | $1,760 | +$70 (+5.7%) | 28% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.