New York · FIPS 36055 · HUD FY 2027

Monroe County, New York Fair Market Rent

HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Monroe County is $1,416 a month (rent plus utilities), 41% below the New York average of $2,402 and 20% below the U.S. average of $1,761. That is down $157 (10.0%) from FY 2026. At 30% of income, a household needs about $56,640 a year to afford it.

$1,4162-bedroom FMR−$157 (−10.0%) vs FY 2026
$1,1311-bedroom FMRNew York: $2,120 · U.S.: $1,478
$56,640Income for a 2-bedroom$27/hour full-time
27 of 622BR rank in New York1 = highest rent

Can you afford the Fair Market Rent here?

Uses the common 30%-of-gross-income guideline. Results update as you type and stay in your browser.

Household income ($ per year, before tax)

Default: the income a 2-bedroom here needs at 30%.

Unit size

Rent you can afford at 30% of income$1,416/month

2-bedroom Fair Market Rent and the income it needs
Area	Fair Market Rent	Income needed	Share of your income
Monroe County FMR	$1,416	$56,640	–
New York average	$2,402	$96,061	–
U.S. average	$1,761	$70,432	–

Monroe County Fair Market Rents, FY 2027 vs FY 2026, with state and U.S. averages
Unit	Monroe County FY 2027	FY 2026	Change	New York avg	U.S. avg	Income needed
Studio	$1,005	$1,116	−$111 (−9.9%)	$1,968	$1,379	$40,200
1 bedroom	$1,131	$1,256	−$125 (−10.0%)	$2,120	$1,478	$45,240
2 bedrooms	$1,416	$1,573	−$157 (−10.0%)	$2,402	$1,761	$56,640
3 bedrooms	$1,706	$1,895	−$189 (−10.0%)	$3,028	$2,266	$68,240
4 bedrooms	$1,875	$2,083	−$208 (−10.0%)	$3,310	$2,607	$75,000

How Monroe County compares

HUD sets this rent for the Rochester, NY metro FMR area, which covers 1,058,413 residents in 5 counties.
Across New York, 2-bedroom FMRs run from $1,014 (Wyoming County) to $2,971 (Bronx County).
Studio to 4-bedroom: $1,005, $1,131, $1,416, $1,706, $1,875. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
HUD also publishes ZIP-level Small Area FMRs. For the 44 ZIP codes mostly in Monroe County (by land area), the 2-bedroom figure ranges from $1,420 to $2,130.

Small Area FMRs by ZIP code in Monroe County

Filter ZIP codes

FY 2027 Small Area Fair Market Rents, ZIP codes in Monroe County
ZIP	Studio	1BR	2BR	3BR	4BR	2BR vs FY 2026	2BR vs area FMR
14420	$1,010	$1,140	$1,420	$1,710	$1,880	−$40 (−2.7%)	about the same as
14428	$1,050	$1,180	$1,480	$1,790	$1,960	−$160 (−9.8%)	5% above
14445	$1,010	$1,140	$1,430	$1,710	$1,890	−$150 (−9.5%)	1% above
14450	$1,150	$1,290	$1,620	$1,950	$2,140	−$170 (−9.5%)	14% above
14464	$1,010	$1,140	$1,420	$1,710	$1,880	+$90 (+6.8%)	about the same as
14467	$1,030	$1,170	$1,450	$1,750	$1,920	−$160 (−9.9%)	2% above
14468	$1,050	$1,180	$1,490	$1,790	$1,960	−$140 (−8.6%)	5% above
14472	$1,010	$1,140	$1,420	$1,710	$1,880	−$80 (−5.3%)	about the same as
14506	$1,200	$1,350	$1,710	$2,050	$2,250	−$170 (−9.0%)	21% above
14511	$1,010	$1,140	$1,420	$1,710	$1,880	−$80 (−5.3%)	about the same as
14514	$1,350	$1,520	$1,910	$2,300	$2,510	−$190 (−9.0%)	35% above
14515	$1,010	$1,140	$1,420	$1,710	$1,880	−$130 (−8.4%)	about the same as
14526	$1,050	$1,170	$1,470	$1,770	$1,950	−$160 (−9.8%)	4% above
14534	$1,510	$1,700	$2,130	$2,560	$2,810	−$230 (−9.7%)	50% above
14543	$1,090	$1,220	$1,540	$1,850	$2,020	+$130 (+9.2%)	9% above
14546	$1,140	$1,280	$1,610	$1,930	$2,130	−$170 (−9.6%)	14% above
14559	$1,080	$1,210	$1,520	$1,820	$2,000	−$160 (−9.5%)	7% above
14580	$1,260	$1,430	$1,790	$2,160	$2,360	−$190 (−9.6%)	26% above
14586	$1,410	$1,590	$1,980	$2,390	$2,620	−$220 (−10.0%)	40% above
14604	$1,200	$1,350	$1,690	$2,030	$2,240	−$180 (−9.6%)	19% above
14605	$1,010	$1,140	$1,420	$1,710	$1,880	+$110 (+8.4%)	about the same as
14606	$1,010	$1,140	$1,420	$1,710	$1,880	−$10 (−0.7%)	about the same as
14607	$1,140	$1,280	$1,610	$1,930	$2,130	−$170 (−9.6%)	14% above
14608	$1,010	$1,140	$1,420	$1,710	$1,880	−$10 (−0.7%)	about the same as
14609	$1,010	$1,140	$1,420	$1,710	$1,880	−$60 (−4.1%)	about the same as
14610	$1,070	$1,200	$1,510	$1,820	$1,980	−$140 (−8.5%)	7% above
14611	$1,010	$1,140	$1,420	$1,710	$1,880	−$80 (−5.3%)	about the same as
14612	$1,010	$1,140	$1,420	$1,710	$1,880	−$90 (−6.0%)	about the same as
14613	$1,010	$1,140	$1,420	$1,710	$1,880	+$90 (+6.8%)	about the same as
14614	$1,510	$1,700	$2,130	$2,560	$2,810	−$230 (−9.7%)	50% above
14615	$1,010	$1,140	$1,420	$1,710	$1,880	−$90 (−6.0%)	about the same as
14616	$1,010	$1,140	$1,420	$1,710	$1,880	−$150 (−9.6%)	about the same as
14617	$1,050	$1,170	$1,480	$1,780	$1,950	−$140 (−8.6%)	5% above
14618	$1,200	$1,350	$1,700	$2,050	$2,250	−$180 (−9.6%)	20% above
14619	$1,110	$1,250	$1,570	$1,890	$2,060	−$120 (−7.1%)	11% above
14620	$1,110	$1,260	$1,570	$1,890	$2,070	−$170 (−9.8%)	11% above
14621	$1,010	$1,140	$1,420	$1,710	$1,880	−$10 (−0.7%)	about the same as
14622	$1,010	$1,140	$1,420	$1,710	$1,880	−$70 (−4.7%)	about the same as
14623	$1,110	$1,260	$1,570	$1,890	$2,070	−$170 (−9.8%)	11% above
14624	$1,140	$1,270	$1,600	$1,920	$2,110	−$170 (−9.6%)	13% above
14625	$1,290	$1,440	$1,820	$2,190	$2,390	−$140 (−7.1%)	29% above
14626	$1,050	$1,180	$1,490	$1,790	$1,960	−$140 (−8.6%)	5% above
14627	$1,030	$1,170	$1,450	$1,750	$1,920	−$160 (−9.9%)	2% above
14642	$1,030	$1,170	$1,450	$1,750	$1,920	−$160 (−9.9%)	2% above

Sources

U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.

Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.

All New York counties · How HUD sets these rents