New York · FIPS 36063 · HUD FY 2027
Niagara County, New York Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Niagara County is $1,423 a month (rent plus utilities), 41% below the New York average of $2,402 and 19% below the U.S. average of $1,761. That is up $80 (6.0%) from FY 2026. At 30% of income, a household needs about $56,920 a year to afford it.
- $1,4232-bedroom FMR+$80 (+6.0%) vs FY 2026
- $1,2031-bedroom FMRNew York: $2,120 · U.S.: $1,478
- $56,920Income for a 2-bedroom$27/hour full-time
- 25 of 622BR rank in New York1 = highest rent
| Unit | Niagara County FY 2027 | FY 2026 | Change | New York avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $1,178 | $1,105 | +$73 (+6.6%) | $1,968 | $1,379 | $47,120 |
| 1 bedroom | $1,203 | $1,139 | +$64 (+5.6%) | $2,120 | $1,478 | $48,120 |
| 2 bedrooms | $1,423 | $1,343 | +$80 (+6.0%) | $2,402 | $1,761 | $56,920 |
| 3 bedrooms | $1,732 | $1,640 | +$92 (+5.6%) | $3,028 | $2,266 | $69,280 |
| 4 bedrooms | $1,977 | $1,869 | +$108 (+5.8%) | $3,310 | $2,607 | $79,080 |
How Niagara County compares
- HUD sets this rent for the Buffalo-Cheektowaga, NY metro FMR area, which covers 1,161,343 residents in 2 counties.
- Across New York, 2-bedroom FMRs run from $1,014 (Wyoming County) to $2,971 (Bronx County).
- Studio to 4-bedroom: $1,178, $1,203, $1,423, $1,732, $1,977. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 20 ZIP codes mostly in Niagara County (by land area), the 2-bedroom figure ranges from $1,010 to $1,520.
Small Area FMRs by ZIP code in Niagara County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 14008 | $970 | $990 | $1,170 | $1,420 | $1,620 | −$30 (−2.5%) | 18% below |
| 14012 | $1,000 | $1,020 | $1,210 | $1,470 | $1,680 | +$140 (+13.1%) | 15% below |
| 14028 | $1,010 | $1,030 | $1,210 | $1,480 | $1,690 | −$110 (−8.3%) | 15% below |
| 14067 | $980 | $1,000 | $1,180 | $1,440 | $1,640 | −$130 (−9.9%) | 17% below |
| 14092 | $1,100 | $1,120 | $1,330 | $1,620 | $1,850 | +$20 (+1.5%) | 7% below |
| 14094 | $1,080 | $1,110 | $1,310 | $1,590 | $1,820 | +$70 (+5.6%) | 8% below |
| 14105 | $840 | $860 | $1,010 | $1,230 | $1,420 | −$60 (−5.6%) | 29% below |
| 14108 | $940 | $960 | $1,130 | $1,380 | $1,570 | +$40 (+3.7%) | 21% below |
| 14109 | $1,100 | $1,120 | $1,330 | $1,620 | $1,850 | +$60 (+4.7%) | 7% below |
| 14120 | $1,110 | $1,130 | $1,340 | $1,630 | $1,860 | +$70 (+5.5%) | 6% below |
| 14126 | $1,030 | $1,050 | $1,240 | $1,510 | $1,720 | −$80 (−6.1%) | 13% below |
| 14131 | $980 | $1,000 | $1,180 | $1,440 | $1,640 | +$10 (+0.9%) | 17% below |
| 14132 | $1,060 | $1,080 | $1,280 | $1,560 | $1,780 | +$40 (+3.2%) | 10% below |
| 14172 | $1,130 | $1,150 | $1,360 | $1,660 | $1,890 | +$70 (+5.4%) | 4% below |
| 14174 | $1,260 | $1,280 | $1,520 | $1,850 | $2,110 | +$80 (+5.6%) | 7% above |
| 14301 | $890 | $910 | $1,080 | $1,310 | $1,500 | +$10 (+0.9%) | 24% below |
| 14302 | $890 | $910 | $1,080 | $1,310 | $1,500 | +$10 (+0.9%) | 24% below |
| 14303 | $970 | $990 | $1,170 | $1,420 | $1,630 | +$40 (+3.5%) | 18% below |
| 14304 | $1,050 | $1,070 | $1,270 | $1,550 | $1,760 | +$90 (+7.6%) | 11% below |
| 14305 | $1,100 | $1,120 | $1,330 | $1,620 | $1,850 | +$100 (+8.1%) | 7% below |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.