Ohio · FIPS 39039 · HUD FY 2027
Defiance County, Ohio Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Defiance County is $1,017 a month (rent plus utilities), 20% below the Ohio average of $1,273 and 42% below the U.S. average of $1,761. That is up $37 (3.8%) from FY 2026. At 30% of income, a household needs about $40,680 a year to afford it.
- $1,0172-bedroom FMR+$37 (+3.8%) vs FY 2026
- $8511-bedroom FMROhio: $1,027 · U.S.: $1,478
- $40,680Income for a 2-bedroom$20/hour full-time
- 49 of 882BR rank in Ohio1 = highest rent
| Unit | Defiance County FY 2027 | FY 2026 | Change | Ohio avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $804 | $754 | +$50 (+6.6%) | $948 | $1,379 | $32,160 |
| 1 bedroom | $851 | $799 | +$52 (+6.5%) | $1,027 | $1,478 | $34,040 |
| 2 bedrooms | $1,017 | $980 | +$37 (+3.8%) | $1,273 | $1,761 | $40,680 |
| 3 bedrooms | $1,215 | $1,239 | −$24 (−1.9%) | $1,603 | $2,266 | $48,600 |
| 4 bedrooms | $1,511 | $1,408 | +$103 (+7.3%) | $1,779 | $2,607 | $60,440 |
How Defiance County compares
- Defiance County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Ohio, 2-bedroom FMRs run from $1,003 (Williams County) to $1,607 (Union County).
- Studio to 4-bedroom: $804, $851, $1,017, $1,215, $1,511. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 8 ZIP codes mostly in Defiance County (by land area), the 2-bedroom figure ranges from $1,000 to $1,080.
Small Area FMRs by ZIP code in Defiance County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 43512 | $820 | $870 | $1,040 | $1,250 | $1,560 | +$40 (+4.0%) | 2% above |
| 43519 | $840 | $880 | $1,080 | $1,330 | $1,540 | +$50 (+4.9%) | 6% above |
| 43520 | $810 | $850 | $1,020 | $1,220 | $1,520 | +$50 (+5.2%) | about the same as |
| 43526 | $790 | $840 | $1,000 | $1,210 | $1,490 | +$30 (+3.1%) | 2% below |
| 43530 | $810 | $850 | $1,020 | $1,220 | $1,520 | +$40 (+4.1%) | about the same as |
| 43536 | $790 | $840 | $1,000 | $1,210 | $1,500 | +$30 (+3.1%) | 2% below |
| 43549 | $790 | $840 | $1,000 | $1,200 | $1,490 | +$30 (+3.1%) | 2% below |
| 43556 | $790 | $840 | $1,000 | $1,210 | $1,490 | +$30 (+3.1%) | 2% below |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.