Ohio · FIPS 39137 · HUD FY 2027
Putnam County, Ohio Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Putnam County is $1,095 a month (rent plus utilities), 14% below the Ohio average of $1,273 and 38% below the U.S. average of $1,761. That is up $42 (4.0%) from FY 2026. At 30% of income, a household needs about $43,800 a year to afford it.
- $1,0952-bedroom FMR+$42 (+4.0%) vs FY 2026
- $8371-bedroom FMROhio: $1,027 · U.S.: $1,478
- $43,800Income for a 2-bedroom$21/hour full-time
- 34 of 882BR rank in Ohio1 = highest rent
| Unit | Putnam County FY 2027 | FY 2026 | Change | Ohio avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $827 | $797 | +$30 (+3.8%) | $948 | $1,379 | $33,080 |
| 1 bedroom | $837 | $808 | +$29 (+3.6%) | $1,027 | $1,478 | $33,480 |
| 2 bedrooms | $1,095 | $1,053 | +$42 (+4.0%) | $1,273 | $1,761 | $43,800 |
| 3 bedrooms | $1,305 | $1,263 | +$42 (+3.3%) | $1,603 | $2,266 | $52,200 |
| 4 bedrooms | $1,452 | $1,394 | +$58 (+4.2%) | $1,779 | $2,607 | $58,080 |
How Putnam County compares
- Putnam County is a non-metro county, so HUD sets one Fair Market Rent for the whole county.
- Across Ohio, 2-bedroom FMRs run from $1,003 (Williams County) to $1,607 (Union County).
- Studio to 4-bedroom: $827, $837, $1,095, $1,305, $1,452. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 13 ZIP codes mostly in Putnam County (by land area), the 2-bedroom figure ranges from $1,000 to $1,350.
Small Area FMRs by ZIP code in Putnam County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 45815 | $1,020 | $1,030 | $1,350 | $1,610 | $1,800 | +$100 (+8.0%) | 23% above |
| 45827 | $790 | $800 | $1,050 | $1,270 | $1,440 | +$30 (+2.9%) | 4% below |
| 45830 | $910 | $920 | $1,200 | $1,440 | $1,600 | +$80 (+7.1%) | 10% above |
| 45831 | $760 | $770 | $1,000 | $1,210 | $1,380 | +$30 (+3.1%) | 9% below |
| 45844 | $760 | $770 | $1,000 | $1,210 | $1,350 | +$30 (+3.1%) | 9% below |
| 45848 | $780 | $790 | $1,030 | $1,230 | $1,370 | +$20 (+2.0%) | 6% below |
| 45853 | $860 | $870 | $1,140 | $1,360 | $1,510 | +$40 (+3.6%) | 4% above |
| 45856 | $1,020 | $1,030 | $1,350 | $1,610 | $1,800 | +$100 (+8.0%) | 23% above |
| 45864 | $890 | $900 | $1,180 | $1,410 | $1,570 | +$70 (+6.3%) | 8% above |
| 45875 | $780 | $790 | $1,030 | $1,230 | $1,370 | +$20 (+2.0%) | 6% below |
| 45876 | $870 | $880 | $1,150 | $1,370 | $1,530 | +$40 (+3.6%) | 5% above |
| 45877 | $880 | $890 | $1,160 | $1,380 | $1,540 | +$10 (+0.9%) | 6% above |
| 45893 | $910 | $920 | $1,200 | $1,440 | $1,600 | +$80 (+7.1%) | 10% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.