Tennessee · FIPS 47063 · HUD FY 2027
Hamblen County, Tennessee Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Hamblen County is $1,153 a month (rent plus utilities), 17% below the Tennessee average of $1,381 and 35% below the U.S. average of $1,761. That is up $18 (1.6%) from FY 2026. At 30% of income, a household needs about $46,120 a year to afford it.
- $1,1532-bedroom FMR+$18 (+1.6%) vs FY 2026
- $9121-bedroom FMRTennessee: $1,196 · U.S.: $1,478
- $46,120Income for a 2-bedroom$22/hour full-time
- 32 of 952BR rank in Tennessee1 = highest rent
| Unit | Hamblen County FY 2027 | FY 2026 | Change | Tennessee avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $906 | $881 | +$25 (+2.8%) | $1,141 | $1,379 | $36,240 |
| 1 bedroom | $912 | $887 | +$25 (+2.8%) | $1,196 | $1,478 | $36,480 |
| 2 bedrooms | $1,153 | $1,135 | +$18 (+1.6%) | $1,381 | $1,761 | $46,120 |
| 3 bedrooms | $1,405 | $1,444 | −$39 (−2.7%) | $1,771 | $2,266 | $56,200 |
| 4 bedrooms | $1,838 | $1,827 | +$11 (+0.6%) | $2,054 | $2,607 | $73,520 |
How Hamblen County compares
- HUD sets this rent for the Morristown, TN metro FMR area, which covers 122,533 residents in 2 counties.
- Across Tennessee, 2-bedroom FMRs run from $995 (Weakley County) to $1,798 (Cannon County).
- Studio to 4-bedroom: $906, $912, $1,153, $1,405, $1,838. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 4 ZIP codes mostly in Hamblen County (by land area), the 2-bedroom figure ranges from $1,030 to $1,160.
Small Area FMRs by ZIP code in Hamblen County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 37813 | $900 | $900 | $1,140 | $1,390 | $1,820 | +$30 (+2.7%) | 1% below |
| 37814 | $910 | $920 | $1,160 | $1,410 | $1,850 | +$10 (+0.9%) | 1% above |
| 37860 | $800 | $800 | $1,030 | $1,300 | $1,650 | +$60 (+6.2%) | 11% below |
| 37891 | $800 | $800 | $1,030 | $1,300 | $1,650 | +$30 (+3.0%) | 11% below |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.