Arkansas · FIPS 05051 · HUD FY 2027
Garland County, Arkansas Fair Market Rent
HUD’s FY 2027 Fair Market Rent for a 2-bedroom in Garland County is $1,110 a month (rent plus utilities), 5% above the Arkansas average of $1,061 and 37% below the U.S. average of $1,761. That is up $20 (1.8%) from FY 2026. At 30% of income, a household needs about $44,400 a year to afford it.
- $1,1102-bedroom FMR+$20 (+1.8%) vs FY 2026
- $8631-bedroom FMRArkansas: $873 · U.S.: $1,478
- $44,400Income for a 2-bedroom$21/hour full-time
- 11 of 752BR rank in Arkansas1 = highest rent
| Unit | Garland County FY 2027 | FY 2026 | Change | Arkansas avg | U.S. avg | Income needed |
|---|---|---|---|---|---|---|
| Studio | $858 | $829 | +$29 (+3.5%) | $818 | $1,379 | $34,320 |
| 1 bedroom | $863 | $834 | +$29 (+3.5%) | $873 | $1,478 | $34,520 |
| 2 bedrooms | $1,110 | $1,090 | +$20 (+1.8%) | $1,061 | $1,761 | $44,400 |
| 3 bedrooms | $1,424 | $1,393 | +$31 (+2.2%) | $1,414 | $2,266 | $56,960 |
| 4 bedrooms | $1,599 | $1,670 | −$71 (−4.3%) | $1,639 | $2,607 | $63,960 |
How Garland County compares
- HUD sets this rent for the Hot Springs, AR metro FMR area, which covers 100,035 residents in 1 county.
- Across Arkansas, 2-bedroom FMRs run from $909 (Yell County) to $1,301 (Crittenden County).
- Studio to 4-bedroom: $858, $863, $1,110, $1,424, $1,599. HUD derives the other sizes from the 2-bedroom figure with fixed ratios, adjusted where local data warrant.
- HUD also publishes ZIP-level Small Area FMRs. For the 8 ZIP codes mostly in Garland County (by land area), the 2-bedroom figure ranges from $990 to $1,440.
Small Area FMRs by ZIP code in Garland County
| ZIP | Studio | 1BR | 2BR | 3BR | 4BR | 2BR vs FY 2026 | 2BR vs area FMR |
|---|---|---|---|---|---|---|---|
| 71901 | $790 | $790 | $1,020 | $1,310 | $1,510 | +$20 (+2.0%) | 8% below |
| 71909 | $1,040 | $1,050 | $1,300 | $1,690 | $1,950 | −$50 (−3.7%) | 17% above |
| 71913 | $890 | $890 | $1,150 | $1,470 | $1,660 | +$20 (+1.8%) | 4% above |
| 71933 | $750 | $760 | $990 | $1,260 | $1,510 | +$50 (+5.3%) | 11% below |
| 71949 | $910 | $930 | $1,160 | $1,500 | $1,710 | −$30 (−2.5%) | 5% above |
| 71956 | $750 | $760 | $990 | $1,260 | $1,510 | +$50 (+5.3%) | 11% below |
| 71964 | $1,110 | $1,120 | $1,440 | $1,850 | $2,080 | +$360 (+33.3%) | 30% above |
| 71968 | $930 | $940 | $1,210 | $1,550 | $1,740 | −$40 (−3.2%) | 9% above |
Sources
- U.S. Department of Housing and Urban Development, HUD User Fair Market Rents: FY 2027 FMRs (file dated August 26, 2026) and FY 2026 FMRs (file dated April 21, 2026).
- HUD User Small Area Fair Market Rents: FY 2027 SAFMRs (file dated August 31, 2026) and FY 2026 SAFMRs (file dated April 21, 2026).
- ZIP-to-county assignment: Census Bureau 2020 ZCTA-to-county relationship file (file dated December 9, 2021), largest land-area overlap.
Fair Market Rents are HUD’s estimate of gross rent (rent plus utilities) for a modest unit, set at the 40th percentile of recent-mover rents. FY 2027 is HUD’s fiscal year beginning October 1, 2026. Housing authorities set voucher payment standards from these figures; check yours.